Invite 5 friends to earn HKD1,000 Cash Rewards!
Get your friends to earn cash rewards together!

When your friends successfully open a Mox Account with your Invitation Code and apply for Mox Credit during the Promotion Period, they just need to spend a total of HKD150 with Mox Credit, from the date they open their Mox Account and the following 30 days. Then, we’ll credit the Cash Rewards into the Mox Accounts of you and your friends within 30 days after the transaction(s) of the Referee(s) which contribute towards the spend requirement have settled!

Purchases can be made in-store, online, with Apple Pay or Google Pay to contribute towards the spend requirement.

Here’s the best part – the more friends you successfully refer, the more reward you get per referral, up to HKD300 cash per friend you invite! If you invite five friends and each of them meets their respective spend requirement, your Cash Rewards increase progressively, up to a total of HKD1,000*. And even after the fifth referral, you can continue earning HKD100* per Successful Referral. Each of your friends will receive HKD150 cash for opening a Mox Account using your Invitation Code and meeting the spend requirement. Remember to ask your friends to apply for Mox Credit during the Promotion Period and before spending to earn the Cash Reward. Invite them now!

Successful Referral When your referee fulfils the Mox Credit Spend Requirement*, you’ll get When your referee fulfils the Mox Credit Spend Requirement*, he/she’ll get
1st HKD100 cash reward HKD150 cash reward each
2nd HKD150 cash reward
3rd HKD200 cash reward
4th HKD250 cash reward
5th HKD300 cash reward
6th and onwards HKD100 cash reward

*Spend HKD150 across one or more Eligible Card Transaction(s) with Mox Credit from the date they open their Mox Account and the following 30 days.

It’s as easy as it sounds and more rewarding than you think
Use the Invitation Code in the ‘Discover’ page (the star icon in the upper right corner on the homepage) in your Mox app to invite your friends to download the Mox app and open a Mox Account during the Promotion Period.
Remind them to apply for Mox Credit and spend at least HKD150 with their Mox Credit across eligible transaction(s), from the date they open their Mox Account and the following 30 days.
Track your referral progress and cash rewards in the Mox app.
More rewards


If you successfully refer more than five friends to participate in the Mox Referral Programme during the Promotion Period, you will keep earning HKD100 for each additional Successful Referral* and each of your friend will receive HKD150 Cash Reward after meeting the spend requirement.

Promotion Period: From now till 30 June 2022

To borrow or not to borrow? Borrow only if you can repay!

Mox Referral Programme 6 FAQ

*Terms and Conditions apply. For a referral to be a ‘Successful Referral’, Referees have to meet a designated spend requirement with Mox Credit during a specified period. For details, please refer to Mox Referral Programme’s Terms and Conditions.