*Mox Invest Asia Miles Promotion Terms and Conditions apply.
#Starting from 9:00 am HKT on 27 Jun 2024, the Investment Reward would be subject to a Daily Cumulative Amount Cap of HKD 1,000,000 or equivalent. Daily Cumulative Amount Cap means a maximum of HKD 1,000,000 or equivalent of Transaction Amounts (corresponding to a maximum of 5,000 Asia Miles), acquired between 09:00:00 a.m. (Hong Kong time) on a calendar day and 08:59:59 a.m. (Hong Kong time) on the next calendar day (or, in respect of the last day of the Promotion Period, up to 11:59:59 p.m. (Hong Kong time) on 31 August 2024), which will apply to the Cumulative Amount for the purposes of calculating your eligibility for Investment Rewards.
⁺Based on the Standard Flight Awards of Asia Miles as of 1 October 2023.
^ Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.
¹Refers to purchase or sale of a US fractional share, for which a minimum trading commission of USD 1 applies (plus applicable regulatory charges), in addition to (or against) the purchase (or sale) price of the share. For more details on fractional shares, refer to the Mox Invest Terms and Conditions. For details of fees and charges, refer to the relevant Fees and Charges section in the Mox app or on the Mox website.
²For details, please refer to the Fees and Charges section in the Mox app or on the Mox website.
³Refer to applicable fund documentation for details. Other fees, including as charged by the fund manager, will apply.
⁴Mox Bank’s rating from the App Store (as of 24 November 2023).
⁵As of 24 November 2023, based on the ranking of Mox Bank in the App Store (iPhone) (the top free app, in the Finance app category). Mox was also the top app among all the HKMA authorised virtual banks.
⁶The fund seeks to generate return over a long-term investment horizon.

The potential yield (as of 31 March 2024 based on fund factsheet) represents the weighted yield to maturity of the fund’s fixed income securities, time deposits and liquidity. It is calculated through dividing the “weighted yield to maturity from fixed income securities and time deposits” by the “total net asset value of fixed income securities, time deposits and liquidity’s exposure in the fund”, and is rescaled to 100% (because there are other asset classes, such as equity, in the fund).

As of March 31, 2024, the fund has generated a return of 2.31% since its inception on September 15, 2023. Fund performance is calculated on NAV to NAV basis in denominated currency of the Class AT (HKD) Acc share class with gross dividends re-invested.

The Fund aims at long-term income and enhanced return by investing directly and indirectly in global interest bearing securities.

The Fund is exposed to significant risks which include investment/general market, investing in other underlying collective investment schemes and exchange traded funds, asset allocation, sovereign debt, creditworthiness/credit rating/downgrading, counterparty, interest rate changes, valuation, volatility and liquidity, and currency.

The Fund may invest in financial derivative instruments (“FDI”) which may expose to higher leverage, counterparty, liquidity, valuation, volatility, market and over the counter transaction risks. The Fund’s net derivative exposure may be up to 50% of the Fund’s net asset value.

This investment may involve risks that could result in loss of part or entire amount of investors’ investment.

Investing in fixed income instruments (if applicable) may expose investors to various risks, including but not limited to creditworthiness, interest rate, liquidity and restricted flexibility risks. Changes to the economic environment and market conditions may affect these risks, resulting in an adverse effect to the value of the investment. During periods of rising nominal interest rates, the values of fixed income instruments (including short positions with respect to fixed income instruments) are generally expected to decline. Conversely, during periods of declining interest rates, the values are generally expected to rise. Liquidity risk may possibly delay or prevent account withdrawals or redemptions.

Please refer to the Mox Invest Terms and Conditions (including relevant risk disclosures) for more details of our services as well as the offering documents for the nature and risks of the relevant products. This advertisement has not been reviewed by the SFC.

In making investment decisions, investors should not rely solely on this material.
⁷Mox Invest Terms and Conditions apply.
⁸Real time account opening is subject to certain conditions and is not guaranteed.
⁹Depending on individual circumstances, additional documents may be required, such as proof of address, or a letter of consent from your employer if, for example, you are an employee of a licensed or registered person under the Securities and Futures Ordinance.