Mox Invest

Investment Made Easy

Hong Kong’s first virtual bank to launch both HK and U.S. stock trading


Mox Invest, pioneered by Mox (which is backed by Standard Chartered), is changing the game for investment. It’s simple, clear and straight-forward.

With low fees, you can enjoy banking, fund investment and stock trading all in the one app, to help you master your investments.

Smooth interface for fast trading
Supports U.S. fractional stock trading¹
Low fees
Reach the target cumulative trading amount and enjoy Asia Miles + extra savings rate
Complete one or more of the transaction(s) below with Mox Invest by end of promotion period and earn reward(s) that correspond to your trading amount:
Buy or sell Hong Kong or U.S. stocks (including U.S. fractional shares)
Buy or sell Hong Kong or U.S. stocks (including U.S. fractional shares)
Fund subscriptions
Fund subscriptions
1st Reward: Earn 15,000* Asia Miles and be on your way to Taipei⁺
1st Reward: Earn 15,000* Asia Miles and be on your way to Taipei⁺

1st Reward: Earn 15,000* Asia Miles and be on your way to Taipei⁺

Target cumulative trading amount Asia Miles
Successfully open Mox Invest Account and make eligible transaction(s) of HKD 100,000 or equivalent within 30 days 14,500 Asia Miles
Every HKD10,000 or equivalent in trading Unlimited 50 Asia Miles

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2nd Reward: Start enjoying 3% p.a. savings rate in total while investing / exchanging currency
2nd Reward: Start enjoying 3% p.a. savings rate in total while investing / exchanging currency

2nd Reward: Start enjoying 3% p.a. savings rate in total while investing / exchanging currency

Together with savings base rate, you can earn a total savings rate of 3% p.a.^ up to HKD 3 million deposit (for deposits in your savings accounts, including Mox Invest Account) by simply investing and/or exchanging foreign currencies at Mox with just HKD30,000 (or equivalent) in a month.


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Start fund investing with as little as HKD1³
Start fund investing with as little as HKD1³

Start fund investing with as little as HKD1³

  • Partnered with Allianz Global Investors Asia Pacific Limited to offer an exclusive fund
  • Enjoy a potential yield of 4.94% p.a.⁶
  • You can start your investment journey with as little as HKD1³
  • No subscription or redemption fees for trading the fund.
Buy fractions of U.S. stocks¹ - You decide how much to invest
Buy fractions of U.S. stocks¹ - You decide how much to invest

Buy fractions of U.S. stocks¹ - You decide how much to invest

Break free from entry barriers



  • Supports U.S. fractional and whole-share stock trading
  • Choose to trade using share-based or dollar-based investing
  • With fractional shares, you can choose how many dollars to invest
  • Invest in a diverse range of stocks
Low fees
Low fees

Enjoy investment services and Mox’s full range of banking services at low fees²



  • 0.12% HK stock trading commission (minimum HKD 30)
  • USD 0.01 per share U.S. stock trading commission (minimum USD 5)
  • USD 1 fixed trading commission for a U.S. fractional share trade (less than 1 share)
  • No subscription or redemption fees for trading of fund³

Smooth interface for fast trading


The Mox Invest platform offers you a holistic view of your investment portfolio. Buy or sell stocks in just a few steps. With instant quotes and instant profit and loss updates to help you manage your investments more easily.

Invest 4.8
Invest 4.8

Mox Invest has been developed by the team behind the Mox app, which is widely recognised for its new and smooth banking experience.

Investment platform backed by a bank


A trading platform, with the advantages of a virtual bank, enabling you to manage your Mox Invest Account and other Mox accounts in the one place. Plus, move your money around and use it instantly.

The idle funds in your investment account will also earn interest, which is calculated daily.

Invest logo
Invest logo

Open a Mox Invest Account now⁷

Fast, real-time account opening process⁸. No additional documents⁹. It’s easy!

Download Mox App now
Download Mox App now
Important Disclaimer for Hong Kong Stock Transaction(s), U.S. Stock Transaction(s) and Fund Transaction(s):
  • The page does not constitute investment advice.
  • Investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. This page provides summary level information only in respect of investments. Please refer to the Mox Invest Terms and Conditions (including relevant risk disclosures) for more details of our services as well as the offering documents for the nature and risks of the relevant products.
  • You should consider your own investment objectives, investment experience, financial situation, and risk tolerance level and carefully read the Mox Invest Terms and Conditions and Risk Disclosure Statements before making any investment decision.
  • This page does not constitute any offer, solicitation, recommendation or guarantee in respect of, or for the purpose of, the sale of any investment products or services.
  • If you have any queries on the nature and risks involved in the information displayed on this page and the relevant product(s) and services, you should seek advice from an independent financial adviser.
  • The information contained in this page is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any security in any jurisdiction where such activities would be unlawful pursuant to the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services in the country or region you are located or resident in.
  • Mox Bank Limited is not affiliated with Allianz Global Investors Asia Pacific Limited.
  • This page is issued by Mox Bank Limited. The contents of this page have not been reviewed by the Securities and Futures Commission of Hong Kong (the “SFC”).


Mox Bank Limited is an authorised financial institution registered under the Securities and Futures Ordinance (CE number: BNO808)


Important Disclaimer for Currency Exchange Transaction(s) (FX Transaction(s)) :
This document does not constitute any offer or solicitation to buy or sell any currencies. Please note that currency exchange involve risks. You may incur losses arising as a result of carrying out currency exchanges on the Mox app (including as a result of exchange rate fluctuations). You acknowledge that you carry out currency conversions on the Mox app entirely for your own account and at your own risk.

*Mox Invest Asia Miles Promotion Terms and Conditions apply.
⁺Based on the Standard Flight Awards of Asia Miles as of 1 October 2023.
^ Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.
¹Refers to purchase or sale of a US fractional share, for which a minimum trading commission of USD 1 applies (plus applicable regulatory charges), in addition to (or against) the purchase (or sale) price of the share. For more details on fractional shares, refer to the Mox Invest Terms and Conditions. For details of fees and charges, refer to the relevant Fees and Charges section in the Mox app or on the Mox website.
²For details, please refer to the Fees and Charges section in the Mox app or on the Mox website.
³Refer to applicable fund documentation for details. Other fees, including as charged by the fund manager, will apply.
⁴Mox Bank’s rating from the App Store (as of 24 November 2023).
⁵As of 24 November 2023, based on the ranking of Mox Bank in the App Store (iPhone) (the top free app, in the Finance app category). Mox was also the top app among all the HKMA authorised virtual banks.
⁶The fund seeks to generate return over a long-term investment horizon.

The potential yield (as of 31 March 2024 based on fund factsheet) represents the weighted yield to maturity of the fund’s fixed income securities, time deposits and liquidity. It is calculated through dividing the “weighted yield to maturity from fixed income securities and time deposits” by the “total net asset value of fixed income securities, time deposits and liquidity’s exposure in the fund”, and is rescaled to 100% (because there are other asset classes, such as equity, in the fund).

As of March 31, 2024, the fund has generated a return of 2.31% since its inception on September 15, 2023. Fund performance is calculated on NAV to NAV basis in denominated currency of the Class AT (HKD) Acc share class with gross dividends re-invested.

The Fund aims at long-term income and enhanced return by investing directly and indirectly in global interest bearing securities.

The Fund is exposed to significant risks which include investment/general market, investing in other underlying collective investment schemes and exchange traded funds, asset allocation, sovereign debt, creditworthiness/credit rating/downgrading, counterparty, interest rate changes, valuation, volatility and liquidity, and currency.

The Fund may invest in financial derivative instruments (“FDI”) which may expose to higher leverage, counterparty, liquidity, valuation, volatility, market and over the counter transaction risks. The Fund’s net derivative exposure may be up to 50% of the Fund’s net asset value.

This investment may involve risks that could result in loss of part or entire amount of investors’ investment.

Investing in fixed income instruments (if applicable) may expose investors to various risks, including but not limited to creditworthiness, interest rate, liquidity and restricted flexibility risks. Changes to the economic environment and market conditions may affect these risks, resulting in an adverse effect to the value of the investment. During periods of rising nominal interest rates, the values of fixed income instruments (including short positions with respect to fixed income instruments) are generally expected to decline. Conversely, during periods of declining interest rates, the values are generally expected to rise. Liquidity risk may possibly delay or prevent account withdrawals or redemptions.

Please refer to the Mox Invest Terms and Conditions (including relevant risk disclosures) for more details of our services as well as the offering documents for the nature and risks of the relevant products. This advertisement has not been reviewed by the SFC.

In making investment decisions, investors should not rely solely on this material.
Mox Invest Terms and Conditions apply.
⁸Real time account opening is subject to certain conditions and is not guaranteed.
⁹Depending on individual circumstances, additional documents may be required, such as proof of address, or a letter of consent from your employer if, for example, you are an employee of a licensed or registered person under the Securities and Futures Ordinance.