Miles on the way, smile and fly away!

Flashpacking to Taiwan or lacking a few miles to kick off your Sakura hunting in Kyoto? Join Mox with ‘MOXMILES’ to earn Asia Miles instantly! Miles are credited to you immediately, so you can book the next trip right away!

Earn HKD0.2/ mile!
Earn HKD0.2/ mile!

Earn HKD0.2/ mile!

From now until 31 August 2024, open a Mox Account with the code “MOXMILES”, accumulate HKD3,000 spending in eligible transactions during your first 30 days upon Mox Credit approval to earn 15,000 Asia Miles.

Open an Account within minutes¹ and fulfil the spending requirement, book your next trip right away. What are you waiting for?

Limited-time offer: Enjoy 0% FX Fees on all overseas merchant and online spending this summer
Limited-time offer: Enjoy 0% FX Fees on all overseas merchant and online spending this summer

Limited-time offer: Enjoy 0% FX Fees on all overseas merchant and online spending this summer

Register at Mox Rewards in Mox app now! From now until 31 August 2024, whether you’re travelling or staying at home shopping on international websites this summer, you can enjoy Unlimited FX Fees Rebate²𝄒³ and up to 2% Unlimited CashBack⁴ on all your eligible spending⁵ with Mox Credit⁶!

We’ll credit your CashBack to your Mox Account in real cash instantly, so you can earn more and have fun right away! No limits. No fuss. No hassle. Register now!

Welcome to sweeter savings with up to 9.6% bonus for new Mox customers*
Welcome to sweeter savings with up to 9.6% bonus for new Mox customers*

Welcome to sweeter savings with up to 9.6% bonus for new Mox customers*

From now till 31 July 2024, open a Mox Account and deposit HKD100,000 or more within the first 7 days, maintain it with us for 60 days and you will get a Deposit Welcome reward of HKD1,000, equivalent to a 6.1% p.a. savings rate!

Combining our base rate and New Fund Campaign rate, the interest for your first HKD100,000 can amount up to 9.6% p.a.! Not only do you enjoy a higher savings rate but also earn 2% Unlimited CashBack. No cap, no category limits!


Open a Mox Account and you get Savings rate
HKD savings base rate 1.5%
New Funds Promotion reward 2%
Deposit Welcome reward of HKD1,000 6.1%
Total 9.6%

*Flash Deposits Welcome Offer Promotion (July 2024) and New Funds Promotion Terms and Conditions apply.

Get extra Asia Miles for a Tokyo round trip when you open a Mox Account today!
Get extra Asia Miles for a Tokyo round trip when you open a Mox Account today!

Get extra Asia Miles for a Tokyo round trip when you open a Mox Account today!

From now till 31 July 2024, simply open a Mox Account and place a Time Deposit of HKD100,000 with a 6-month tenor within July, and you can earn Asia Miles instantly as interest, plus an extra 7,000 Miles as a welcome reward:


Time Deposit for 6 months Asia Miles instantly earned Bonus Asia Miles
HKD100,000 18,000 Asia Miles 7,000 Asia Miles

^Mox Flash Bonus Asia Miles Time Deposit Promotion Terms and Conditions apply.

Open a Mox account in minutes
Open a Mox account in minutes

Open a Mox account in minutes

  • Download our Mox app and apply for Mox Credit anytime, anywhere.
  • All you need is your HKID, a local address and email. It’s that easy.
  • There’s no annual fee or minimum spending required.
  • Stay tuned for more Cathay Membership rewards campaign to earn Asia Miles!

We’re Mox, a virtual bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving and Smart Spending.

To borrow or not to borrow? Borrow only if you can repay!

MOXMILES Invitation Code Promotion Terms and Conditions apply.

Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers. Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.

¹In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

²Fees refers to Foreign Exchange Handling Fee and Cross-Border Access Fee, which will be credited to your Mox Account in the form of rebate.

³Overseas Merchant Spending Handling Fees Rebate Promotion Terms and Conditions apply.

⁴From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of HKD75,000 or more in your savings accounts with Mox at the time you make the relevant transaction. For the avoidance of doubt, any balances in your Time Deposit Account(s)) will not count towards your eligible balance.

⁵Regarding Eligible Transactions, please refer to Overseas Merchant Spending Handling Fees Rebate Promotion Terms and Conditions and clause 9.5(b) of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions.

⁶Schedule 3 (Terms and Conditions for Mox Card with Credit) to the General Terms and Conditions and the Mox Credit Key Facts Statement (each of which can be found in the Mox app and/or on our website) apply.