Miles on the way, smile and fly away!

Flashpacking to Taiwan or lacking a few miles to kick off your Sakura hunting in Kyoto? Join Mox with ‘MOXMILES’ to earn Asia Miles instantly! Miles are credited to you immediately, so you can book the next trip right away!

Earn HKD0.2/ mile!

From now until 31 August 2024, open a Mox Account with the code “MOXMILES”, accumulate HKD3,000 spending in eligible transactions during your first 30 days upon Mox Credit approval to earn 15,000 Asia Miles.

Open an Account within minutes¹ and fulfil the spending requirement, book your next trip right away. What are you waiting for?

Welcome to sweeter savings with up to 6.9% p.a. for new Mox customers*

Welcome to sweeter savings with up to 6.9% p.a. for new Mox customers*

From now till 30 September 2024^, open a Mox Account and deposit HKD250,000 or more within the first 7 days, maintain it with us for 60 days and you will get a Deposit Welcome Reward of HKD1,000!

Investing and/or exchanging foreign currencies at Mox with just HKD25,000 (or equivalent) can even unlock additional 1.25% p.a. saving rate, combining our base rate and New Fund Campaign rate, the interest for your first HKD250,000 can amount up to 6.9% p.a.!

Open a Mox Account and you get	Savings rate (p.a.)
HKD savings base rate	up to 1.25%
FX/Invest bonus savings rate	1.25%
New Funds Promotion reward*	up to 2%
Deposit Welcome reward of HKD1,000	2.4%
Total	Up to 6.9%

^Flash Deposits Welcome Offer Promotion (September 2024) and New Funds Promotion Terms and Conditions apply.
*The New Fund Promotion Reward are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the new fund offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the new fund offers applicable.

Open a Mox account in minutes

Download our Mox app and apply for Mox Credit anytime, anywhere.
All you need is your HKID, a local address and email. It’s that easy.
There’s no annual fee or minimum spending required.
Stay tuned for more Cathay Membership rewards campaign to earn Asia Miles!

We’re Mox, a virtual bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving and Smart Spending.

Apply Now Apply Now

To borrow or not to borrow? Borrow only if you can repay!

MOXMILES Invitation Code Promotion Terms and Conditions apply.

Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers. Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.

¹In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

²Fees refers to Foreign Exchange Handling Fee and Cross-Border Access Fee, which will be credited to your Mox Account in the form of rebate.

³Overseas Merchant Spending Handling Fees Rebate Promotion Terms and Conditions apply.

⁴From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of HKD75,000 or more in your savings accounts with Mox at the time you make the relevant transaction. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account and balances in your Time Deposit Account(s) will not count towards your eligible balance.

⁵Regarding Eligible Transactions, please refer to Overseas Merchant Spending Handling Fees Rebate Promotion Terms and Conditions and clause 9.5(b) of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions.

⁶Schedule 3 (Terms and Conditions for Mox Card with Credit) to the General Terms and Conditions and the Mox Credit Key Facts Statement (each of which can be found in the Mox app and/or on our website) apply.