All the interest, none of the conditions.
0.875% p.a.. Yes, that’s the savings rate you’re typically getting from other banks¹.
Satisfied? Perhaps it is time for you to understand that Mox gives you more.
Through this Saving Base Rate Enhancement Scheme, with our new savings rate of up to 3% p.a., for every HKD100,000, you can earn over HKD2,000 more with Mox per year, as compared to the typical savings base rate of other banks². Start saving with Mox today and earn more easily!
A guaranteed unlimited 1.5% p.a. savings rate, no strings attached
From 1 Feb 2024, Mox offers you a guaranteed HKD savings base rate in Hong Kong at 1.5% p.a., for unlimited savings balances with no strings attached³. Earn the higher interest you deserve.
Invest with Mox and start enjoying 3% p.a. savings rate in total!
Mox Invest is a game-changer for investment. With our low fees, you can buy or sell stocks in HK and US markets (including fractional shares) and invest in an exclusive yield enhancement fund.
Starting from 1 September 2024, You can earn a total savings rate of 3% p.a. up to HKD 3 million⁴ deposit (for deposits in your savings accounts, including Mox Invest Account) by simply investing and/or exchanging foreign currencies at Mox with just HKD25,000 (or equivalent) in a month, which can consist of:
- Buy and sell transactions for HK or US stocks, including fractional shares;
- The net purchase amount of funds in HKD, which is the total amount purchased minus the amount sold;
- Currency exchange transactions.
This is our new way for you to earn extra interest on your savings, so that you are always getting the best out of your cash.
Welcome to sweeter savings with up to 7.4% bonus for new Mox customers*
From now till 30 September 2024, open a Mox Account and deposit HKD250,000 or more within the first 7 days, maintain it with us for 60 days and you will get a Deposit Welcome reward of HKD1,000！
Investing and/or exchanging foreign currencies at Mox with just HKD25,000 (or equivalent) can even unlock additional 1.5% saving rate; combining our base rate and New Fund Campaign rate, the interest for your first HKD250,000 can amount up to 7.4% p.a.! Not only do you enjoy a higher savings rate but also earn 2% Unlimited CashBack. No cap, no category limits!
| Open a Mox Account and you get | Savings rate |
|---|---|
| HKD savings base rate | 1.5% |
| FX/Invest bonus savings rate | 1.5% |
| New Funds Promotion reward# | up to 2% |
| Deposit Welcome reward of HKD1,000 | 2.4% |
| Total | 7.4% |
*Flash Deposits Welcome Offer Promotion (September 2024) and New Funds Promotion Terms and Conditions apply.
*The New Fund Promotion Reward are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the new fund offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the new fund offers applicable.
Simply add money and watch it grow today. Check out how much you can earn with Mox:
Frequently Asked Questions
To qualify for the additional savings rate, you need to make total aggregate transaction amount with at least HKD10,000 equivalent during the promotion period.
A successful example of meeting the investment mission requirement:
| Investment activities | Calculated Amount |
|---|---|
| Buy US Stock in an equivalent amount of HKD2,000 | HKD2,000 |
| Buy HK Stock in an equivalent amount of HKD3,000 | HKD3,000 |
| Buy Fund of HKD6,000; and sell HKD3,000 on another day | HKD3,000 |
| Sell HKD2,000 to exchange USD | HKD2,000 |
| Sell USD 100 to exchange HKD | HKD783.31* |
| Total aggregate transaction amount | HKD10,783.31 |
*Based on Mox FX rates as of 29 Jan, 23:11.
You can always check your progress in the Mox app. Once you meet the trading requirement, you’ll be rewarded with the additional saving rate automatically!