Shop now! Enjoy a limited-time 3-month 0% Interest Split Purchase

Whether it's a designer bag, the latest must-have gadget or the front row at your favorite artist's overseas concert, don't miss out on great moments because of the cost.

With our limited-time Split Purchase offer, you can indulge now and settle payments later at no cost!

Limited-time offer: Enjoy a 3-month 0% Split Purchase anywhere
Limited-time offer: Enjoy a 3-month 0% Split Purchase anywhere

Limited-time offer: Enjoy a 3-month 0% Split Purchase anywhere

From now until 31 July 2024, when you make a single eligible Mox Credit transaction of HKD20,000 or above and apply for a Split Purchase with a 3-month repayment period*, you can enjoy 0% interest on your Split Purchase¹!

There are no limitations on merchants or spending category, and no hidden handling fees—just split your payments over 3 months at no cost or no hassle.

*Fund transfers or bill payments using our ‘Pay bills’ feature using Mox Credit and Split Statement will not be eligible for this promotion.

💡See how easy it is to Split Purchase

Joyce purchased a HKD24,000 new designer baag with Mox Credit, applied for a Split Purchase with a repayment period of 3 months in Mox app, and successfully enjoyed 0% Split Purchase and got instant approval right away.
Zero interest, zero handling fee and one new bag for the summer!


Split Purchase Amount Repayment Period Monthly Instalment Interest Total Repayment Amount
HKD24,000 3 months HKD8,000 0% HKD24,000
Other Split Purchase benefits at-a-glance
Available for eligible Mox Credit transaction of HKD400 or above
Split right away after purchase or any time until three days before the payment due date
Flexible repayment period of 3-60 months
Get Instant approval with no waiting
Try today for live a life with more flexibility
Try today for live a life with more flexibility

Try today for live a life with more flexibility

With Split Purchase, you can lower your monthly repayments and free up cash with more flexibility! From home improvements and gym memberships to a family vacation - live life your way, achieve them all together.

Now you can enjoy the 0% Split Purchase and experience the flexibility. Why not give it a try?

Step 1: Open your Mox app > go to ‘More’
Step 2: Under ‘Activity’, tap the ‘Split now’ button next to those eligible Mox Credit transactions to 0% interest Split Purchase
Step 3: Follow the on-screen instructions to complete your application. That’s it! You can enjoy 0% interest right away

Enjoy 0% Split Purchase and Unlimited CashBack at the same time
Enjoy 0% Split Purchase and Unlimited CashBack at the same time

Enjoy 0% Split Purchase and Unlimited CashBack at the same time

If you are impressed by interest-free, you're going to love our next treat. Use Mox Credit for all your purchases and earn Unlimited Cashback²𝄒³𝄒⁴𝄒⁵. Plus, your CashBack is calculated instantly and credited daily.


Learn more

Not a Mox Credit customer yet?

To borrow or not to borrow? Borrow only if you can repay!

Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.

General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) and the Split Purchase Key Facts Statement apply. You can view the terms in the “Legal documents” section of our website here.

The fees for Split Purchase will be reviewed from time to time. Each monthly instalment for a Split Purchase is charged to Mox Credit and will show on your Mox Credit statement. Please pay your Mox Credit statement balance in full on or before its due date to avoid finance charges (interest).

¹Mox Credit 0% Interest Split Purchase Promotion Terms and Conditions apply.

²Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies.

³From 4 May 2021, earn unlimited CashBack calculated at 1% of the amount of the eligible transaction made with Mox Credit.

⁴From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of HKD75,000 or more in your savings accounts with Mox at the time you make the relevant transaction. For the avoidance of doubt, any balances in your Time Deposit Account(s)) will not count towards your eligible balance.

⁵From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited). From 1 January to 31 December 2024, earn CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit at selected CashBack Merchants, up to HKD1,800.