Smart Spending

Why Spend with Mox?

Earn real CashBack as you spend*
  • Real cash back to your account
    1% Unlimited CashBack for all eligible spending. From now till 31 December 2020, earn 5% Super CashBack at our Founding Merchants, up to HKD1,000. They are in real cash, not reward points.
  • Calculated instantly, credited daily
    Real cash credited to your Mox account daily and will earn you daily interest, growing your money even as you spend.

*Terms and conditions apply.

Spend, your preferred way
  • Global ATM services
    Enjoy more than 2,000 JETCO ATMs in Hong Kong for free, and access to over 2.6 million ATMs worldwide that accept Mastercard.
  • No waiting, instant use
    Enjoy all of Mox’s benefits including cashback and spend immediately once you open your Mox account. Add the card to Apple Pay or Google Pay in the app as soon as you join, making spending even easier.
Spend with a new level of security
  • Mox Card - The only card you need
    One card for all purchases and cash withdrawal. Mox Card is Asia’s first numberless all-in-one bank card, with no card number, expiry date or CVV on physical card, reducing your risk of losing personal information. Use the Mox app to lock and unlock your Mox Card, or update your daily limit and ATM PIN at the tap of a finger!
Budgeting made easy
  • Insights to help you with budgeting and avoid overspend
    Monitor real-time account activity and balance with instant categorisation.

3 Steps to Smart Spending

Open your Mox account

Add money

Use your Mox Card at ATM, online or in-store purchases

Start Smart Spending and grow your money even as you spend with cashback and daily interest!

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.