Smart Spending
Why Spend with Mox?
Earn real CashBack²ʼ³ʼ⁴ as you spend!
- Spend with Mox Credit¹, you can get:
3% CashBack at Selected Merchants²
Unlock 5% CashBack² with an active Split Purchase⁶
1% Unlimited CashBack everywhere else³
- Spend with Mox Card from Mox Account, you can get:
0.5% Unlimited CashBack³ everywhere on all your eligible spending from 1 June 2021⁴.
- Real cash, calculated instantly, credited daily
Real cash credited to your Mox Account every day – earning you daily interest and growing your money as you spend.
Switch to Mox Credit¹ now to enjoy more CashBack!
Mox Card - The only card you need
- Enjoy the best of both worlds
Flip between spending from your Mox Account (debit) or with Mox Credit (credit), anytime.
- Global ATM services
Enjoy more than 2,000 JETCO ATMs in Hong Kong for free, and access over 2.6 million ATMs worldwide that accept Mastercard.
- Asia’s first numberless all-in-one bank card
With no card number, expiry date or CVV visible on the card, the Mox Card reduces your risk of losing personal information. Update your daily limit and ATM PIN with the tap of a finger in the Mox app!
Split your purchases⁵
- Split any eligible Mox Credit transaction of HKD400 or more and instantly get the application decision
- Control which eligible Mox Credit transactions you want to split. You can make in a single or combined transaction(s) to Split purchases active at the same time
- Choose a payoff timeframe between 3 to 60 months
- Transparent annualised percentage rate (APR)⁷ – updated in real time based on your chosen payoff timeframe
Split in-store with 0% interest
- Enjoy 0 interest and 0 fee for Split Purchase with Mox Credit at designated merchants
- Choose a repayment period between 3-60 months
- Enjoy unlimited splits, as many purchases as you want
- You can still earn 1% Unlimited CashBack¹ʼ²ʼ³ on your spending
Manage your spending more easily
- Insights to help you with budgeting and avoid overspend
Monitor real-time account activity and balance with instant categorisation.