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First & Fastest in Hong Kong! Earn Miles instantly with Time Deposit and fly immediately

A Time Deposit can earn you an amazing trip when you bank with Mox! Simply choose to receive Asia Miles as interest and you’ll get the Asia Miles instantly when you place the time deposit. Every HKD500,000 gives you up to 374,000 Asia Miles¹ – which can take you to the other side of the world multiple times!

Save, earn miles, travel instantly!

Planning to travel somewhere? Or missing that few Asia Miles for your next flight ticket booking? No worries, with Mox, you can earn the Asia Miles you need instantly by placing a Time Deposit with New Funds and travel right away!


  • No waiting: The moment you save, not only will you transparently see how many Asia Miles you can earn, you’ll also get them upfront instantly.
  • Easy to earn: Save and earn. It’s that simple.
  • Flexible: No matter how much you save², you can still choose to earn Asia Miles, so it’s a perfect choice if you’re just missing a few Asia Miles for your next trip.

Double your rewards when you save and earn Asia Miles!

Place a Time Deposit with HKD130,000 with different tenor can earn you miles instantly and fly to different destinations right away:


Tenor Asia Miles An Economy class round-trip ticket for³
6-month 25,740 Asia Miles Taiwan, Japan, South Korea, Southeast Asia
12-month 57,200 Asia Miles Maldives, Australia
24-month 97,240 Asia Miles New Zealand, United Kingdom, France, Canada, United States

Double your rewards when you save and earn Asia Miles at Mox! By placing a Time Deposit with HKD130,000 New Fund with a 6-month tenor, you can receive 25,740 Asia Miles instantly to redeem a round-trip economy class ticket between Hong Kong and Tokyo, which is close to doubled⁴ the value as compared to the interest of a 6-month Time Deposit at 4.5% p.a. – so earn Asia Miles now and book your next flight!

Please note: you must go to the App Store or Google Play Store and update your Mox app to the latest version (2.6.0), in order to see this feature on your Mox app.

Flexible Earning With Cash
Flexible Earning With Cash

Flexible Earning With Cash

Don’t have a travel plan yet? It’s OK if you prefer to earn with cash! For Time Deposits with tenors of 6-months or above, interest is also credited right away! You can choose the tenor based on your needs. Place a Time Deposit with New Funds to enjoy the following interest rates. For more details:

Learn more

Save with Mox today!

Mox Asia Miles Time Deposit Promotion Terms and Conditions apply.

These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest and cash equivalent amount of Asia Miles will be deducted from the time deposit principal amount.

¹This refers to the amount of Asia Miles that customers can earn instantly after the placement of a Time Deposit with HKD500,000 New Funds with a tenor of 24 months.

²Customers can place up to 5 Time Deposits, each up to HKD1,000,000.

³Based on the Standard Flight Awards of Asia Miles as of 1 October 2023.

⁴The comparison is based on the price reference of an economy roundtrip direct flight ticket on CX524 and CX509 between Hong Kong and Tokyo (Narita) on Cathay Pacific website for December 20 to 23 2023 as of December 15, 2023. Please note the actual air ticket price is subject to change without prior notice.