Earn up to 5.5% p.a. savings rate³ on your deposits! 

Bring in the required amount of New Funds specified in the table below⁴. Keep these New Funds in your savings accounts (other than your Time Deposit Accounts) with Mox for 130 days to be rewarded with up to HKD27,000 in cash rewards. That’s equivalent to a 4.5% p.a. savings rate on top of the savings base rate!


HKD New Funds required (time deposits excluded)  Cash Reward (Effective rate on New Funds up to, inclusive of savings base rate and bonus savings rate³) 
HKD100,000 HKD720 (5.02%)
HKD250,000 HKD2,250 (5.53%)
HKD500,000 HKD4,500 (5.53%)
HKD1,000,000 HKD9,000 (5.53%)
HKD2,000,000 HKD18,000 (5.53%)
HKD3,000,000 HKD27,000 (5.53%)

Join the New Funds Promotion in just a few taps!

Go to ‘View accounts’ in your Mox app, then click ‘Accounts’ and you’ll see the campaign offer. Click ‘Join now’ and bring in your selected amount of New Funds. Click ‘Confirm’ to register today.

Unlimited guaranteed 1.5% p.a. savings rate, no strings attached
Unlimited guaranteed 1.5% p.a. savings rate, no strings attached

Unlimited guaranteed 1.5% p.a. savings rate, no strings attached

Mox offers guaranteed¹ HKD savings base rate at 1.5% p.a., for unlimited savings balances with no strings attached².

1.5% p.a. bonus savings rate with Mox Invest⁵
1.5% p.a. bonus savings rate with Mox Invest⁵

1.5% p.a. bonus savings rate with Mox Invest⁵

Simply invest and/or exchange foreign currencies at Mox with just HKD30,000 (or equivalent) in a month, and you can earn an extra savings rate of 1.5% p.a. (including our savings base rate) on up to HKD3,000,000 deposit (for deposits in your savings accounts, including Mox Invest Account). Eligible transactions include:


  • Buy and sell transactions for HK or US stocks (including fractional shares);
  • The net purchase amount of funds in HKD, which is the total amount purchased minus the amount sold;
  • Currency exchange transactions.
Welcome to sweeter savings with up to 9.6% bonus for new Mox customers*
Welcome to sweeter savings with up to 9.6% bonus for new Mox customers*

Welcome to sweeter savings with up to 9.6% bonus for new Mox customers*

From now till 31 July 2024, open a Mox Account and deposit HKD100,000 or more within the first 7 days, maintain it with us for 60 days and you will get a Deposit Welcome reward of HKD1,000, equivalent to a 6.1% p.a. savings rate!

Combining our base rate and New Fund Campaign rate, the interest for your first HKD100,000 can amount up to 9.6% p.a.! Not only do you enjoy a higher savings rate but also earn 2% Unlimited CashBack. No cap, no category limits!


Open a Mox Account and you get Savings rate
HKD savings base rate 1.5%
New Funds Promotion reward 2%
Deposit Welcome reward of HKD1,000 6.1%
Total 9.6%

*Flash Deposits Welcome Offer Promotion (July 2024) and New Funds Promotion Terms and Conditions apply.

Get extra Asia Miles for a Tokyo round trip when you open a Mox Account today!
Get extra Asia Miles for a Tokyo round trip when you open a Mox Account today!

Get extra Asia Miles for a Tokyo round trip when you open a Mox Account today!

From now till 31 July 2024, simply open a Mox Account and place a Time Deposit of HKD100,000 with a 6-month tenor within July, and you can earn Asia Miles instantly as interest, plus an extra 7,000 Miles as a welcome reward:


Time Deposit for 6 months Asia Miles instantly earned Bonus Asia Miles
HKD100,000 18,000 Asia Miles 7,000 Asia Miles

^Mox Flash Bonus Asia Miles Time Deposit Promotion Terms and Conditions apply.

Fund in today with Mox and enjoy a high interest rate! 

To borrow or not to borrow? Borrow only if you can repay!

Mox New Funds Promotion terms and conditions apply.

Investment and Currency Exchange Transaction(s) involves risks. Mox Invest Terms and Conditions apply.

¹Based on the savings base rates published on the websites of a total of 27 retail banks in Hong Kong, including 7 virtual banks and 20 incumbent banks, as of 11 April 2024. Promotional rates are not included in the comparison. 

²Mox's General Terms and Conditions and all schedules thereto apply. Please refer to the ‘legal documents’ section of our website. Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).

³This is the annualised rate of the cash reward offered if you maintain the required amount of New Funds during the Hold Fund Period of 130 days, inclusive of savings base rate and bonus savings rate. The above Interest Rates may change depending on the current market conditions. Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.

⁴You cannot enrol in the Promotion if any of your deposits are subject to a ‘Hold Fund Period’ under the Promotion or any other promotion offered by us.

Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.

Mox Bank Limited is a SFC Registered Institution (CE number: BNO808)