Earn up to 5% p.a. savings rate³ on your deposits! 

Bring in the required amount of New Funds specified in the table below⁴. Keep these New Funds in your savings accounts (other than your Time Deposit Accounts) with Mox for 130 days to be rewarded with up to HKD26,740 in cash rewards.


HKD New Funds required (time deposits excluded)  Cash Reward (Effective rate on New Funds up to, inclusive of savings base rate and bonus savings rate³) 
HKD100,000 HKD840 (4.86%)
HKD250,000 HKD2,120 (4.88%)
HKD500,000 HKD4,320 (4.93%)
HKD1,000,000 HKD8,640 (4.93%)
HKD2,000,000 HKD17,280 (4.93%)
HKD3,000,000 HKD26,740 (5.00%)

Join the New Funds Promotion in just a few taps!

Go to ‘View accounts’ in your Mox app, then click ‘Accounts’ and you’ll see the campaign offer. Click ‘Join now’ and bring in your selected amount of New Funds. Click ‘Confirm’ to register today.

Interest on your savings is calculated and credited to you everyday!
Interest on your savings is calculated and credited to you everyday!

Interest on your savings is calculated and credited to you everyday!

Mox offers you a HKD savings base rate in Hong Kong up to 1.25% p.a., for your savings balances. Earn the higher interest you deserve everyday.

1.25% p.a. bonus savings rate with Mox Invest⁵
1.25% p.a. bonus savings rate with Mox Invest⁵

1.25% p.a. bonus savings rate with Mox Invest⁵

Simply invest and/or exchange foreign currencies at Mox with just HKD25,000 (or equivalent) in a month, and you can earn an extra savings rate of 1.25% p.a. (including our savings base rate) on up to HKD3,000,000 deposit (for deposits in your savings accounts, including Mox Invest Account). Eligible transactions include:


  • Buy and sell transactions for HK or US stocks (including fractional shares);
  • The net purchase amount of funds in HKD, which is the total amount purchased minus the amount sold;
  • FX transactions.

Fund in today with Mox and enjoy a high interest rate! 

To borrow or not to borrow? Borrow only if you can repay!

Mox New Funds Promotion terms and conditions apply.

Investment and Currency Exchange Transaction(s) involves risks. Mox Invest Terms and Conditions apply.

¹Based on the savings base rates published on the websites of a total of 27 retail banks in Hong Kong, including 7 virtual banks and 20 incumbent banks, as of 11 April 2024. Promotional rates are not included in the comparison. 

²Mox's General Terms and Conditions and all schedules thereto apply. Please refer to the ‘legal documents’ section of our website. Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).

³This is the annualised rate of the cash reward offered if you maintain the required amount of New Funds during the Hold Fund Period of 130 days, inclusive of savings base rate and bonus savings rate. The above Interest Rates may change depending on the current market conditions. Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.

⁴You cannot enrol in the Promotion if any of your deposits are subject to a ‘Hold Fund Period’ under the Promotion or any other promotion offered by us.

Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.

These New Fund promotion interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon New Fund promotion set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction.

Important Notes:

Investment involves risks. The prices of securities (including any investment funds units constituting a portfolio) fluctuate, sometimes dramatically, and the worst case may result in loss of your entire investment amount. The performance and return of any investments are not guaranteed.

Past performance is not indicative of future performance. You should refer to the offering documentation of the product(s) for detailed information (including risk factors) prior to investing in the product(s).

Crypto and Crypto-related products are highly complex products that carry a significant level of risk and may not be suitable for all investors.

Derivatives products are different from conventional investments and may involve different risks. Derivatives products may not be suitable for all investors.

You should consider your own investment objectives, investment experience, financial situation, and risk tolerance level and carefully read the Mox Invest Terms and Conditions (including relevant risk disclosures) before making any investment decision.

If you have any queries on the nature and risks involved in the information displayed on this document and the relevant product(s) and services, you should seek advice from independent advisers, such as legal, tax, financial and accounting advisers.

The information contained in this document is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any security in any jurisdiction where such activities would be unlawful pursuant to the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services in the country or region you are located or resident in.

The document does not constitute investment advice nor any offer, solicitation, recommendation or guarantee in respect of, or for the purpose of, the sale of any investment products or services.

The contents of this document have been prepared without regard to the investment objectives, investment experience, financial situation, and risk tolerance level of any particular person or entity.

This document provides summary level information only in respect of investments. Please refer to the Mox Invest Terms and Conditions (including relevant risk disclosures) for more details of our services as well as the offering documents for the nature and risks of the relevant products.

This document is issued by Mox Bank Limited. The contents of this document have not been reviewed by the Securities and Futures Commission of Hong Kong.

Mox Bank Limited is an authorised financial Institution registered under the Securities and Future Ordinance (CE number: BNO808)

Important Disclaimer for Currency Exchange Transaction(s) (FX Transaction(s)) : This document does not constitute any offer or solicitation to buy or sell any currencies. Please note that currency exchange involve risks. You may incur losses arising as a result of carrying out currency exchanges on the Mox app (including as a result of exchange rate fluctuations). You acknowledge that you carry out currency conversions on the Mox app entirely for your own account and at your own risk.