Mox at a glance

We’re Mox, a virtual bank backed by Standard Chartered, in partnership with HKT, PCCW and Our mission is to help everyone in Hong Kong grow – your money, your world, your possibilities.

Join Generation Mox  now to enjoy Smart Banking, Smart Saving and Smart Spending.

The highlights

Open an account in minutes for free

Simply download our app and you can open an account for free, anytime, anywhere. All you need is a HKID, plus a residential and mailing address in Hong Kong.

Grow your savings your preferred way

Set up your saving Goals, name them as you like and track your progress in real time. Use the Savings Calculator to automate your saving habits.  

Every day is interest earning day 

Get closer to the Goals you're saving for with daily interest on all your money with Mox, no matter how small.

Real cash in Mox CashBack

1% Unlimited CashBack for all eligible spending. From now till 31 December 2020, earn 5% Super CashBack at our Founding Merchants, earn up to HKD1,000 from now till 31 December 2020*. See our Founding Merchants list here.

*Terms and conditions apply.

Earn as you spend

Mox CashBack is real cash, not reward points. It’s credited to your account daily and will earn you daily interest, growing your money even as you spend.

Enjoy the  Mox  Card, the only card you need  

One card for all purchases and cash withdrawal. Numberless, no expiry date or CVV on the physical card, reducing your risk of losing personal information. And no need to call a number to activate. Just hold your Mox Card near to the back of your phone and set your PIN.  

Insights for better budgeting

Monitor real-time account activity and balance with instant categorisation. 

Safety first 

Get instant notifications and 24/7 monitoring of all transactions. Strong encryption, biometric login, Lost Wallet and E-Commerce Fraud Protection – all to protect your account, transactions and personal information.

Your money protected 

Mox is a member of the Deposit Protection Scheme in Hong Kong. Your eligible deposits here are protected by the Scheme up to a limit of HKD 500,000 per depositor.

Customer Service – your way, the VIP way

We are with you whenever and wherever you need us. Reach us directly in the app using voice call or use the in-app chat. It's up to you.  

Move money on the go

Pay and receive money from anyone, anytime in Hong Kong. Invite your friends to use Mox together to split bills easily.

Add to your digital wallet

Simply add Mox Card to  Apple Pay and Google Pay to start spending immediately. It's that easy!

*Mox is a licensed bank in Hong Kong under the name of Mox Bank Limited, a subsidiary of Standard Chartered Bank (Hong Kong) Limited.

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.