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Earn up to 3.5% p.a. Time Deposit rates

With Mox, Time Deposits are more flexible than ever. Place them anytime with just HKD1 to enjoy preferential rates and the flexibility of withdrawing cash anytime without fees¹.

Save 24/7 with as little as HKD1

With Mox, Time Deposits are much more flexible and convenient compared to traditional banks since you won’t have to squeeze in time during office hours to set one up! Place Time Deposits 24/7 with just HKD1 with a tenor of your choice, catered to your needs. Currently, you can enjoy the following interest rates by setting up a Time Deposit².


Tenor Preferential rates
1-month 0.3%
3-month 2.0%
6-month 3.3%
12-month 3.5%

Save with Mox today!

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Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.

¹Please note that if you request for an early withdrawal, you won’t be entitled to any interest for that time deposit.

²These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction.