Mox Credit.
Better than a credit card

The world is changing. That’s why we’ve designed Mox Credit¹ better.

  • It only takes minutes to apply and you get an instant application decision²
  • Spend right away upon approval
  • Earn real CashBack³’⁴’⁵ – not reward points
  • One card for Mox Credit transactions and Mox Account withdrawals
  • No annual fee

Mox Credit.
Better than a credit card

The world is changing. That’s why we’ve designed Mox Credit¹ better.

  • It only takes minutes to apply and you get an instant application decision²
  • Spend right away upon approval
  • Earn real CashBack³’⁴’⁵ – not reward points
  • One card for Mox Credit transactions and Mox Account withdrawals
  • No annual fee
Apply nowApply now

Key Facts Statement for Mox Credit
To borrow or not to borrow? Borrow only if you can repay!
*Terms and conditions apply.

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Protect yourself from bogus phone calls
Please be aware of bogus phone calls, fraudulent SMS messages, phishing websites and email purportedly from banks. Should you have any suspicion, please contact our Customer Care Team at +852 2888 8228 or report to the Police immediately. Please click here for more information.
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New Promotion

Earn cash rewards every time you refer a friend to Mox

Invite your friends to experience a new way of banking! Earn up to HK1,000 in cash rewards for five Successful Referrals, and an unlimited HKD100 per Successful Referral from your sixth friend onwards*.

*Promotion Period runs from 1 November 2021 – 31 December 2021. Terms & conditions apply.

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New CashBack Merchants

5% CashBack for the festive season!

We’re bringing you another round of 5% CashBack to celebrate. From now until 31 Jan 2022, earn up to HKD250 real cash with Mox Credit. Spend with popular brands like DON DON DONKI, FARFETCH, NIKE, DECATHLON, NET-A-PORTER, csl and beyond! From lifestyle to dining to tech – you’re sure to find something that will fit your needs. End the year on a high!

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Bank the way you like

We’re the generation that like to be in full control. And with Mox, you are. You can see all your money in one place, make transfers or payments with just a few taps, and gain insights into your spending patterns. Enjoy even more freedom by adding Mox Credit to your Apple Pay and Google Pay.

Grow with daily interest

Modern times bring better ways to save. Organise your savings by setting up Goal accounts. Name them as you like, track your progress in real-time and earn daily interest to reach your Goals faster. You can use our Savings Calculator for budgeting and automating your saving. Saving is a life-changing habit, form it early and you’ll benefit for good.

Mox really rewards you

Who needs loyalty points when you can earn CashBack³ in real cash. It’s calculated instantly and credited to your Mox Account daily, helping you further earn daily interest and grow your money, even as you spend.

You can earn CashBack on all eligible payments with your Mox Card (using Mox Credit or your Mox Account), including those made using Apple Pay and Google Pay.

Mox Credit

5%
CashBack
at 60+ selected CashBack Merchants³
1%
Unlimited CashBack
everywhere else⁴

Mox Card (spending from Mox Account)

0.5%
Unlimited CashBack
everywhere else⁵
Mox really cares about what you care about

Today is a new day for spending rewards. Everything at Mox, from our products and features to rewards, is designed based on customer research, and is tailor-made for your needs. We care about what you care about, especially your data security and privacy protection. Data ethics is imperative to everyone at Mox. Our service is honest and transparent. All our terms and conditions are upfront and clear. View our Security tips here.

To borrow or not to borrow? Borrow only if you can repay!

¹Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.

²In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

³From 1 Nov 2021 to 31 Jan 2022, earn up to HKD250 of 5% CashBack when spending on eligible transactions with Mox Credit at selected CashBack Merchants. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

⁴From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

⁵Eligible transactions only. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.