From dining, shopping, travel to transportation, you can earn 2% Unlimited CashBack! Mox allows you to enjoy the freedom with no limit!
*You can still earn 1% Unlimited CashBack even if your total eligible balance falls below the above threshold.
Cash rewards don’t stop here – earn 3% Unlimited CashBack at major supermarkets in Hong Kong!
No matter your daily expenses, travel plans or life goals, Mox is here to back you up. Get closer to the Goals you're saving for with daily interest on all your money with Mox, no matter how small.
Mox is the first virtual bank in Hong Kong that allows you to transfer money with FPS via credit. Whatever you might be using FPS for, whether it’s transferring money to friends, paying rent, or purchasing goods, you can now enjoy greater flexibility. Transfer immediately and pay later with up to 56 days interest free with no late payment fees. View and manage all your spending in a glance with the Mox Credit categorisation feature.
*Compared against 15 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 7 September 2023.
Friendly reminder: You can only apply for Mox Credit once your Mox Account has been successfully opened. In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.
²Clause 9 of Schedule 1(Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies.
³From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of HKD75,000 or more in your savings accounts with Mox at the time you make the relevant transaction. For the avoidance of doubt, any balances in your Time Deposit Account(s)) will not count towards your eligible balance.
⁴From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.
⁵From 1 January to 31 December 2024, earn CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit at selected CashBack Merchants, up to HKD1,800.
⁷General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) and the Split Purchase Key Facts Statement apply. Refer to legal terms and conditions for more details. The fees for Split Purchase will be reviewed from time to time. Each monthly instalment for a Split Purchase is charged to Mox Credit and will show on your Mox Credit statement. Please pay your Mox Credit statement balance in full on or before its due date to avoid finance charges (interest).
⁸The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.
⁹Only certain types of Mox Credit transactions and amounts of Mox Credit statement balances are eligible for Split Purchase, as determined by us in our absolute discretion. The examples of transactions and amounts of Mox Credit statement balances that are ineligible for Split Purchase are listed in General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) – clause 8(d).