Smart Saving
Why Save with Mox?
Daily interest
Earn a guaranteed¹ 1.5% p.a. savings base rate for your HKD savings deposits – no conditions, no limits. You can also enjoy 1.5% p.a. for USD deposits up to USD300,000, and 0.01% p.a. thereafter. Your other foreign currencies earn 0.01% p.a. daily interest. Deposit interest for all currencies will be calculated on a 365-day basis for both ordinary and leap years.
*Terms and conditions apply. Foreign currencies Mox offers currently include AUD, CAD, CNY, EUR, GBP, JPY, NZD, SGD and USD.
Time Deposits made flexible
Mox is the first and only bank² in Hong Kong to give you rewards for your Time Deposit instantly, right at the moment you place it. Whether you prefer cash or Asia Miles, you can earn either of them instantly with Mox! You can place time deposits 24/7 starting at HKD1 and enjoy assured returns on the tenor of your choice. Mox won't charge any early withdrawal fees, giving you peace of mind and control.
*However, if you request for an early withdrawal, you won’t be entitled to any interest.
Build a saving habit by setting Goals
Good things come to those who save, and getting into the habit of saving early is life changing. Our Goal accounts let you organise your savings and track your progress in real-time. With the ability to name up to 5 Goals, you can easily focus on your key priorities and stay on top of your finances.
The money in your Mox account can be used for daily purchases and the occasional treat, leaving the money in your Goal account untouched as it builds towards your savings target.
You can move money into your Goals to save automatically for added flexibility. Just set it and forget it!
