Mox Credit Excess Fund Transfer Handling Fee Waiver Promotion (“the Promotion”) Terms and Conditions

1.
These terms apply to the Promotion offered by Mox Bank Limited (“Mox”, “we”, “us”). By participating in the Promotion, you agree to these terms.
2.
You must read these terms along with Mox’s Personal Information Collection Statement, Privacy Policy Statement, General Terms and Conditions and any other terms we may provide to you. These terms apply in addition to any such other terms, and the use of your Mox Card and account(s) will remain subject to our other terms.
3.
If there is any inconsistency between these terms and any of our other terms, these terms will prevail.
4.
4. The Promotion runs from 1 October 2022 until 30 November 2022, both dates inclusive (the “Promotion Period”). We may change the dates of the Promotion Period at any time in our absolute discretion.
5.
You can participate in the Promotion if you use your Mox app to make Mox Credit Fund Transfer(s) (as defined below in this clause 5) during the Promotion Period.
Mox Credit Fund Transfer(s)” means one or more person to person (P2P) payment(s) (including an automatic payment and other recurring payment or transfer arrangement) using Mox Credit on the Mox app to another Mox user or any other non-Mox Hong Kong bank account (including FPS “Participants” as defined in Part B of Schedule 2 (Terms and Conditions for Payments and Transfers) to our General Terms and Conditions).
6.
During the Promotion Period:
a)
we will waive the ‘Excess Fund Transfer Handling Fee’ for Mox Credit Fund Transfer(s) up to a cumulative total value of HKD80,000 (“Promotion Monthly Threshold”) made by you in each calendar month; and
b)
a 1% Excess Fund Transfer Handling Fee will be charged on any Mox Credit Fund Transfer(s) in excess of the Promotion Monthly Threshold. (This is a promotional handling fee, please refer to the Mox Credit Key Facts Statement or the Mox app or website for our standard handling fee for Mox Credit transfers).
7.
Neither your participation in the Promotion nor your eligibility for the fee waiver under clause 6 of these terms may be transferred or assigned to any other person or exchanged or converted into any other benefit or right.
8.
Mox reserves the right at any time, without notice or reason and in its sole discretion, to:
a)
change, modify, suspend or terminate the Promotion or these terms; and
b)
make any decision in connection with the Promotion (including to refuse or suspend your participation in the Promotion or determine whether the Promotion can or cannot be combined with any other offer or promotion).

9.
If any dispute arises in connection with the Promotion, Mox’s decision is final.
10.
To the extent permitted by laws and regulations:
a)
Mox, its affiliates and shareholders shall not be responsible for any loss suffered by you; and
b)
(b) you shall release Mox, its affiliates and shareholders from all actions, proceedings and claims which may be brought by or against Mox, its affiliates or shareholders,
arising from or in connection with your participation in the Promotion or these terms, unless any such loss, action, proceeding or claims is due to Mox’s, its affiliates’ or shareholders’ negligence, fraud or wilful default and only to the extent such loss, action, proceeding or claims is reasonably foreseeable and has arisen directly and solely from such negligence, fraud or wilful default.
This clause 10 continues after the termination of these terms or the expiry of the Promotion Period.
11.
The Promotion does not constitute any offer, invitation or recommendation to any person to enter into any transaction.
12.
Nothing under these terms or the Promotion will deem, imply or suggest that a person or entity is acting as an agent or representative of Mox or otherwise soliciting business on behalf of Mox.
13.
A person who is not a party to these terms has no rights to enforce or enjoy the benefit of any of their provisions under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) other than as set out in these terms.
14.
These terms are governed in all respects by and construed in accordance with the laws of the Hong Kong Special Administrative Region. The parties submit to the exclusive jurisdiction of the courts of the Hong Kong Special Administrative Region.
15.
The English version prevails if there is any inconsistency between the English and Chinese versions of these terms.
16.
To borrow or not to borrow? Borrow only if you can repay!

Last updated: 26 September 2022