Scratch to win a New Year surprise - up to HKD800 cash!

Hippity Hoppity… Hop into the Year of Rabbit with celebratory meals with your beloved friends and relatives😋. When you use Mox Credit to pay for your food and beverage, you will be rewarded a Scratch Card instantly and get the chance of enjoying your meal for free🎊!

From 20 January to 15 February 2023, you can win cash rewards² of up to HKD800 each time on your meal spendings in restaurants with Mox Credit in a single eligible transaction¹. For each eligible transaction¹, you’ll receive a Mox Scratch Card⁴ which gives you the chance to earn cash rewards – from HKD16 to HKD800 – on top of your 1% Unlimited CashBack².

How to win?

  1. Spend HKD800 or more with Mox Credit in a single eligible transaction², and a Mox Scratch Card will appear in your Mox app³. You can get up to 5 Scratch Cards.
  2. Scratch the card and win! Or you can scratch it later⁴.
  3. See what you’ve won instantly, up to HKD800. The cash rewards you win will be credited to your Mox Account once the eligible transaction has been settled⁴.



Spend with Mox Credit to enjoy good food this Chinese New Year, and win cash rewards with our digital Mox Scratch Cards now!

To borrow or not to borrow? Borrow only if you can repay!

Mox New Year Scratch Card Promotion terms and conditions apply.

¹See clause 4 of the Promotion terms and conditions for what constitutes an “Eligible Transaction”. Transactions made at ‘CashBack Merchants’ which are eligible for 3% CashBack and/or 5% CashBack are not eligible for this Promotion.

²Our General Terms and Conditions (in particular, see clause 8 of Schedule 1 to the General Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

ÂłYou are eligible to receive up to 5 Mox Scratch Cards within the Promotion Period.

⁴You can earn Mox Scratch Cards until the promotion ends on 15 February 2023 and redeem them until 25 February 2023. Any Mox Scratch Card that is not redeemed on or before 25 February 2023 will be forfeited.