Invite 5 friends to earn HKD1,000 Cash Rewards!

Get your friends to earn cash rewards together!

When your friends successfully open a Mox Account with your Invitation Code during the Promotion Period, they just need to spend a total of HKD200 with their digital or physical Mox Card, from their Mox Account or with Mox Credit, during the period from their Mox Account opening date and the following 30 days.

Then, we’ll credit cash rewards into your and your friend’s Mox Accounts! Purchases can be made in-store, online, with Apple Pay or Google Pay.

Here’s the best part – the more friends you successfully refer, the more rewarding it is for you! After your first Successful Referral both you and your friend will receive your rewards in real cash. If you invite five friends and each of them meets their respective spending requirement, your cash rewards for each Successful Referral increase progressively, up to a total of HKD1,000. And even after the fifth referral, you can continue earning HKD100 per Successful Referral. Each of your friends will receive up to HKD200 for opening a Mox Account using your Invitation Code and meeting the spending requirement. Remember to ask your friends to apply for Mox Credit before spending so they can earn the maximum amount in cash rewards. Your friends must open their Mox Account on or before the end of Promotion Period, so invite them now!

For each successful referral you’ll get Your friends who open a Mox Account, apply for Mox Credit and spend HKD200 will get Your friends who open a Mox Account, spend HKD200 but do not apply for Mox Credit will get
1st Referral:
HKD100 cash payment
HKD200 cash payment HKD50 cash payment
2nd Referral:
HKD150 cash payment
HKD200 cash payment HKD50 cash payment
3rd Referral:
HKD200 cash payment
HKD200 cash payment HKD50 cash payment
4th Referral:
HKD250 cash payment
HKD200 cash payment HKD50 cash payment
5th Referral:
HKD300 cash payment
HKD200 cash payment HKD50 cash payment
6th Referral and onwards:
HKD100 cash payment
HKD200 cash payment HKD50 cash payment
It’s as easy as it sounds and more rewarding than you think
Use the Invitation Code in the ‘Discover’ page (the star icon in the upper right corner on the homepage) in your Mox app to invite your friends to download the Mox app and open a Mox Account during the Promotion Period.
Remind them to spend at least HKD200 with their Mox Card during the period from their Mox Account opening date and the following 30 days.
Track your cash rewards in the Mox app.

Extra rewards

If you successfully refer more than five friends to participate in the Mox Referral Programme during the Promotion Period, you will keep earning HKD100 for each additional Successful Referral. These additional friends will also each receive up to HKD200 after meeting the spending requirement.


Promotion Period: From now till 28 February 2022


To borrow or not to borrow? Borrow only if you can repay!