Pay less than HKD2¹ interest per day to borrow HKD100,000

The world is changing, and there are countless reasons why you might need borrow some extra cash. That’s why ‘Instant Loan’² on Mox Credit is here – giving you access to the money you need in an instant.

As a promotional offer, it will cost you less than HKD2¹ interest per day only (inclusive of all fees and interest) to get an instant cash loan of HKD100,000, repayable over 25 to 60 months.

Applying is instant and easy

‘Instant Loan’ is available at the touch of a button in your Mox app, so you can apply anytime you need, 24/7. No extra documents are required.

Your maximum loan amount depends on your available credit limit^. Your loan will be approved on the spot and the cash will be credited immediately to your Mox Account. Once you receive your loan, you are free to spend the money on whatever you need.

^Your loan application must leave you HKD3,000 within your available credit limit to ensure you are still able to use Mox Credit for the remainder of the month³.

Flexible repayment periods

It’s all up to you! There’s no fixed tenor, so you have the flexibility to pick the number of months – whether that’s 5, 10, 27, 33 or any other number between 3 and 60 – and we’ll give you a competitive rate.

Apply for Mox Credit now

Key Facts Statement for Instant Loan

To borrow or not to borrow? Borrow only if you can repay!

¹For an Instant Loan on a Mox Credit transaction of HKD100,000 into 25 - 60 monthly instalments, the Annualised Percentage Rate (APR) is 1.39% - 1.41%, and the estimated daily interest amount is HKD1.97. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ. This promotional offer is subject to the bank’s decision and your Mox Credit account status at the time the application is received. The fees on Instant Loan will be reviewed from time to time – please refer to the Instant Loan Key Facts Statement in our website for details.

²Mox Credit terms and conditions (Part B: Instant Loan) and the Instant Loan Key Facts Statement apply. Details are available in the ‘Legal documents’ section of our website.

³The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit on Mox Credit (we will always leave you a buffer of HKD3,000 on your Mox Credit “available to spend” after deducting the total repayment of your Instant Loan from your credit limit for Mox Credit to allow you to continue spending on Mox Credit) and the total of all monthly instalments for the Instant Loan.