Mox+ - an elevated banking experience

Mox+¹ is where your wealth goes further, unlocking more possibilities on your banking service.

We open the doors to a world of inner access, enriching all your financial, investment, and lifestyle choices - a world of preferential privileges, dedicated support, and seamless banking awaits you.

Enjoy our highest card rewards

You can unlock unlimited 2% CashBack² or unlimited Asia Miles plus 0 FX fee³ on all credit card spending. Instant switching between reward schemes anytime with only one click anytime and anywhere, with switch fee waived.

Up to 3.5% p.a. on HKD5M savings
Up to 3.5% p.a. on HKD5M savings

Up to 3.5% p.a. on HKD5M savings

Earn up to 3.5% p.a. on balances up to HKD 5 million, across HKD and USD savings, compared to HKD 1 million for non‑Mox+ customers, via the Mission Bonus Rate Promotion (2026)⁴.

Automatic upgrade to Mox Invest Pro tier
Automatic upgrade to Mox Invest Pro tier

Automatic upgrade to Mox Invest Pro tier

With Invest Pro tier, a lower fees across HK and US stocks, crypto, and funds is provided. Commission for HK stock trading is only 0.12% (min HKD35), which is 50% lower than traditional banks⁵.

$0 ATM fee
Enjoy 3 free overseas ATM cash withdrawals each month.
20% spread offer
Discount on currency exchange transaction.
40% off FX fee discount
On all Express Remit transactions.
Priority service
24/7 priority chats, always first in line.
$0 ATM fee
Enjoy 3 free overseas ATM cash withdrawals each month.
20% spread offer
Discount on currency exchange transaction.
40% off remit fee
On all Express Remit transactions.
Priority service
24/7 priority chats, always first in line.
A metal card exclusively for you
A metal card exclusively for you

A metal card exclusively for you

As a symbol of your unique status, you’ll also receive a sleek metal Mox Card – available to order for free after three consecutive months as a Mox+ customer. More than a card, it’s a statement of distinction. 

A monthly coffee treat⁶
Register in Mox app now to receive a Starbucks Tall Handcrafted Beverage coupon.
Complimentary Accommodation⁷
Enjoy one complimentary night at a curated collection of luxurious properties by booking your stay through the Mastercard website with your Mox Credit Card. Visit the Mastercard website to explore participating hotels and book your stay.
Wellness Offer⁸
An exclusive collection of health and wellness packages curated for your Mox Credit Card, from restorative spa rituals to comprehensive health screenings.
A monthly coffee treat⁶
Register in Mox app now to receive a Starbucks Tall Handcrafted Beverage coupon.
Complimentary Accommodation⁷
Enjoy one complimentary night at a curated collection of luxurious properties by booking your stay through the Mastercard website with your Mox Credit Card. Visit the Mastercard website to explore participating hotels and book your stay.
Wellness Offer⁸
An exclusive collection of health and wellness packages curated for your Mox Credit Card, from restorative spa rituals to comprehensive health screenings.

How to become part of Mox+¹ ?

There’s no sign-up fee and no hidden application process. Mox+ inner access is granted simply by bringing your wealth together with us.

Simply Maintain HKD 600,000:
Simply Maintain HKD 600,000:

Simply Maintain HKD 600,000:

Keep an Average Daily Balance (ADB) of HKD 600,000 or more in your Mox Account each month. Meet and sustain the balance requirement, and your Mox+ benefits are automatically unlocked for the entire following month.

This includes:

1.Total Deposit balances (includes Hong Kong Dollar & Foreign Currency Account balance, time deposit, FlexiBoost account balance, etc)

2.Investment portfolios

Consolidate your funds, maximize your rewards, and step into a space built for the selected few. We are looking forward to welcoming you with the Mox+ Journey.

To borrow or not to borrow? Borrow only if you can repay!

¹Mox+ is a service provided by Mox Bank Limited with no fees, penalties, or charges for falling below the average daily balance threshold. The service renews monthly, and to continue enjoying Mox+ benefits, you must maintain an average daily balance of HKD600,000 or above for a calendar month. If this requirement is not met by the end of each month, Mox+ benefits will discontinue automatically without incurring fees or charges.

²Please refer to the Mox Card Rewards Table for eligibility criteria to unlock the designated CashBack Rate. For further details, refer to the Definitions Schedule, Rewards for Cards Schedule and General Fees and Charges.

³FX fees refer to the foreign exchange handling fee and the cross-border access fee. Please refer to the 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions for further details.

⁴Please refer to the Mission Bonus Rate (2026) Promotion Terms and Conditions for further details.

⁵Based on the information published on websites of a total of 5 retail banks (non digital banks) in Hong Kong as of Apr 2026.

⁶Please refer to the Mox Plus Benefits Table for further details.

⁷Booking periods and inclusions vary by property. Terms and conditions apply. Visit the Mastercard website to explore participating hotels and book your stay.

Mox Credit Card 2026 Year Round Offer Terms and Conditions apply.

Investment and currency exchange involve risks. Mox Invest Terms and Conditions apply.