Mox 6th Anniversary — New customers scratch & win weekly surprises!

Celebrate 6 years with Mox! Scratch & win your share of HKD2,500,000 in cash rewards and prizes! 🥳

Mox has turned 6, and we're making this milestone one to remember🎉 — with a massive prize giveaway spread across 6 exciting weeks!

New customers who successfully open a Mox Account between 9 November and 20 December 2026 will receive an EXTRA digital scratch card on top of their welcome offers¹‧². Scratch your way to cash rewards up to HKD6,000, plus a fresh line-up of exclusive weekly prizes — from the latest smartphones and laptops to must-have gadgets, stylish suitcases and more. Don't miss out!

Mox 6YA LuckyDraw small blocks images

Cash rewards from HKD60 to HKD6,000 + weekly special prizes — instant win, everyone gets a prize!🍀

Week 1-3 (9 to 29 November 2026)
Scratch & win prizes	Total Value (HKD)	Weekly quantity
HKD6,000 Cash	HKD6,000	1
Weekly Special Prizes (popular laptop, hairdryer, smart watch) + HKD88 Cash	Up to HKD5,499	2
Popular travel luggage + HKD66 Cash	HKD2,166	128
HKD1,000 Cash	HKD1,000	3
HKD600 Cash	HKD600	5
HKD50 Cash + RMB220 Ctrip Travel Coupon³	Up to HKD300	75
HKD60 Cash	HKD60	3,954

Week 4-6 (30 November to 20 December 2026)
Scratch & win prizes	Total Value (HKD)	Weekly quantity
HKD6,000 Cash	HKD6,000	1
Weekly Special Prizes (popular smartphone, 360-degree camera, tablet) + HKD88 Cash	Up to HKD10,587	2
HKD1,000 Cash	HKD1,000	3
HKD600 Cash	HKD600	5
HKD50 Cash + RMB220 Ctrip Travel Coupon³	Up to HKD300	75
HKD60 Cash	HKD60	4,082

Please note: Prizes may consist of a cash reward, physical gift, or voucher. The scratch card will display the cash portion only. Physical gifts and cash vouchers are not instantly sent. The relevant redemption details will be sent to your registered email address at a later time.

Why Mox? 🌟

There’s more to Mox than scratch & win! Discover everyday banking that’s just as rewarding:

💰 Save — Earn daily interest with an interest rate of up to 2.5% p.a. on your savings⁴.

🛍️ Spend — Enjoy 0% FX fees on all overseas spending, plus unlimited rewards on every purchase — from as low as HKD5 = 1 Asia Mile⁵ to up to 3% Unlimited CashBack⁶.

📊 Invest — Invest in Hong Kong and US stocks, funds and cryptocurrencies with ease through our intuitive app. Enjoy low fees, bank-grade protection backed by Standard Chartered, and the convenience of managing your investments all in one place.

🛡️ Insure — Life's full of surprises. Stay protected with Mox Insure – Personal Accident Cushion, Travel Pick & Go and Home Cushion. Simpler, smarter and faster.

🧾 Pay bills — Scan and pay to over 900 organisations — phone and TV bills, utilities, tax payments and more, all in one app.

Wants more? Our brand-new merchant offers space "Mox Earn" is here! Eat, Shop, Play, and Travel. Mox Card — Earn more, everywhere.

Now live on the Mox app, Mox Earn brings you a world of exciting offers from popular merchants and brands, including Mox exclusives. Explore deals across dining, shopping, entertainment and travel – all in one place, with fresh offers added every month. Eat, shop, play and travel your way to more rewards!

Get Mox Get Mox

To borrow or not to borrow? Borrow only if you can repay!

Mox 6th anniversary welcome scratch promotion terms and conditions apply. Quota is limited, first come, first served.

If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

Investment involves risks. Mox Invest Terms and Conditions apply.

Mox Insure is an insurance distribution services offered by Mox. We are not the insurer.

Disclaimer and important notes

Policy is underwritten by QBE Hongkong & Shanghai Insurance Limited ("QBE Hong Kong") which is a general insurer, authorised and regulated by the Insurance Authority of Hong Kong (License No. 11788). Mox Bank Limited (“Mox”) is an insurance agent appointed by QBE Hong Kong (Insurance Agency License No. GA1073). Mox and QBE Hong Kong have entered into an Exclusive Distribution Agreement under which Mox has been engaged to distribute QBE Hong Kong’s products.

Mox disclaims all information related to insurance on the Mox app and/or our website. Such information is intended as a general summary and is for reference only, should not be used as a basis for making decisions and are subject to terms and conditions which are not detailed in the Mox app and/or our website. If there is any discrepancy between the information contained in the Mox app and/or our website and the policy documents, the policy documents shall prevail. For the exact terms and conditions and details of the exclusions, please refer to the policy documents or contact QBE Hong Kong.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between you and Mox out of the selling process or processing of the related transaction, Mox will enter into a Financial Dispute Resolution Scheme process with you. However, any dispute over the contractual terms of the insurance product should be resolved directly between you and QBE Hong Kong.

Effective from 1st January 2018, the Insurance Authority has imposed a levy (“IA Levy”) on all insurance policies (except for certain exempted insurance classes) at their applicable rates. Policyholders are required to pay the IA Levy. For further information, please visit http://www.ia.org.hk.

¹ Mox 6th anniversary welcome scratch promotion terms and conditions apply. Please note: Prizes may consist of a cash reward, physical gift, or voucher. The scratch card will display the cash portion only. Physical gifts and cash vouchers are not instantly sent. The relevant redemption details will be sent to your registered email address at a later time.

² Promotion period from 14 September to 20 December 2026. Mox Referral Programme 25 Terms and Conditions apply.

³The value of Ctrip travel coupon is denominated in Renminbi (RMB), and its equivalent value in HKD may vary due to exchange rate fluctuations.

⁴ Please refer to the Mission Bonus Rate Promotion (2026) Terms and Conditions for further details. For clarity, it is not possible to receive additional interest if you satisfy the requirement on the last day of the calendar month.

⁵ FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. Asia Miles have to be chosen as your Spending Rewards Scheme. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply.

⁶ Earn unlimited 3% CashBack on the amount of eligible Mox Credit Card transaction made at supermarkets and grocery stores, each as classified by Mastercard Asia/Pacific (Hong Kong) Limited.