Don’t miss out: Get up to HKD1,000 Cash Rewards with Mox!

With Mox, you can bank the way you like from a single app. See and manage all your money in one place: like making transfers or payments in just a few taps, gaining insights into your spending patterns, setting up Goal Accounts, transferring money and paying bills flexibly, earning CashBack and daily deposit interest, applying for extra cash, and so on. Try the all-in-one banking experience today and earn a limited-time Cash Reward!

Welcome to Mox Reward

From now until 23 June 2023, simply open a Mox Account with the invitation code "HELLOMOX23" and successfully apply and approve for Mox Credit on and from the day you use the invitation code and the following 30 days – you’ll be rewarded with HKD200 Cash Rewards!

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Mox Credit Spend Reward

Additionally, during the promotional period, you can get another HKD800 Cash Rewards by accumulating HKD800 in eligible transactions with Mox Credit within the first 30 days of your Mox Credit approval.

All Cash Rewards are in real cash, not points!

Say HELLO to Mox, and start growing your money, your world and your possibilities.

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No fees! Open an account and use it right away

Download our Mox app to open an account and apply for Mox Credit anytime, anywhere, with no fee. All you need to do is provide your HKID, plus a residential and mailing address in Hong Kong. After you have successfully opened a Mox Account and have applied for Mox Credit, you can add Mox Credit to Apple Pay and Google Pay to start spending immediately. It’s just that easy!

Apply now

Set up your FPS and enjoy a Welcome Bonus on your savings with Mox

For new customers who successfully open an account with Mox from 1 June to 31 July 2023, simply register Mox as the default FPS bank within the first 60 days to enjoy a Welcome Bonus of 3.2% p.a.* to be applied on deposit from the next-day. Together with our base rate, you will enjoy 3.5% p.a. automatically!
By completing Mox Bonus challenges in May, you can further earn an extra 2.7% p.a., which means you can then enjoy up to a 6.2% p.a. savings rate in total, making it the best rate in town¹!
*Up to HKD250,000 of your total HKD demoniated deposit held across all your saving accounts with Mox.

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CashBack is in real cash, not points

Earn while you spend! Enjoy 1% Unlimited CashBack² with Mox Credit everywhere. Make the most of your Mox Credit to cover all your daily spendings habits. Check out our CashBack Merchants below.

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To borrow or not to borrow? Borrow only if you can repay!

HELLOMOX23 Invitation Code Promotion terms and conditions apply.

Welcome Bonus Promotion (June - July 2023) and Mox Bonus Promotion (June - July 2023) terms and conditions apply.

¹Compared against 13 banks in Hong Kong on HKD savings rate with HKD250,000 deposits as published on official website as of 31 May 2023.

²From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. General Terms and Conditions apply (in particular, see clause 7 of Schedule 1 to the General Terms and Conditions). See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.