Say Hello to a brand new banking experience

With Mox, you can bank the way you like, giving you full control of your finance. You can see all your money and transactions in real time, gain insights into your spending patterns, set up Goal accounts, make transfers or payments with just a few taps, enjoy deposit rate offer, earn CashBacks, get extra cash etc., all in one app. Try out the experience now and you can even get a cash reward!

Earn HKD250 as you try out a new banking experience

From now until 31 August 2022, open a Mox Account for the first time with the invitation code "HELLOMOX" and spend HKD250 in aggregate with Mox Credit on eligible transaction(s) from the date you open your Mox Account and the following 30 days to earn HKD250 cash reward* in your Mox Account.

Say HELLOMOX, and start growing your money, your world and your possibilities.


Apply now

Open an account and use in minutes for free

Simply download our app and you can open an account for free, anytime, anywhere. All you need is a HKID, plus a residential and mailing address in Hong Kong. When your Mox Account is successfully opened, simply add your Mox Card to Apple Pay and Google Pay to start spending immediately. It's that easy!


Apply now

Enjoy Welcome Bonus once joined Mox with your savings

New customers who successfully join Mox between 1 August and 30 September 2022 can enjoy our 1.5% p.a. Welcome Bonus. Together with the base rate, this means you can enjoy 1.8% p.a. deposit rate automatically for your first 60 days with Mox!

Complete Mox Bonus challenges in August and September and enjoy an extra 0.7% p.a. deposit rate, and further boosts your deposit rate to 2.5% p.a. in total³!


Learn more

Real cash with Mox CashBack

Make the most of Mox Credit and enjoy 1% Unlimited CashBack² everywhere else, earn real CashBack every time your spend. One card covers your daily spending habits. Check out our CashBack Merchants below.


Learn more about Mox Credit

To borrow or not to borrow? Borrow only if you can repay!

¹HELLOMOX Invitation Code Promotion terms and conditions apply.

²From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. General Terms and Conditions (in particular, see clause 7 of Schedule 1 to the General Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

³Promotion period: 1 August 2022 – 30 September 2022. Mox Bonus Promotion (August – September 2022) terms and conditions, Welcome Bonus Promotion (April – September 2022) terms and conditions apply. If any of the Challenges above are completed on the last day of the calendar month, you will not be credited any bonus interest rate the next calendar day. 1.5% p.a. Welcome Bonus is applicable on up to HKD250,000 deposits, which is equivalent to HKD616 interest in total.