Mox Insure

We’ve redesigned protection – and made it simple, transparent, and made for real life.
We’ve redesigned protection – and made it simple, transparent, and made for real life.

We’ve redesigned protection – and made it simple, transparent, and made for real life.

Forget confusing protection cover details, lengthy applications, or complicated claims processes. With Mox Insure¹, you get protection that’s simple to understand, easy to buy, quick to claim and get paid – all right inside your Mox app.

  • Apply instantly, manage with ease
  • Full service, all at your fingertips
  • Total transparency, zero confusion
  • Big protection, affordable price
Introducing Personal Accident Cushion
Introducing Personal Accident Cushion

Introducing Personal Accident Cushion

Less than a bubble tea a month. Global peace of mind.

Life throws you curveballs – that’s why we’ve built you a cushion. Our Personal Accident Cushion plans safeguard you from blows to your savings due to personal accidents, whether you’re at home, on the way to work, or halfway across the world.

Key features

Flexible plans, great protection

Choose from 3 levels of personal accident protection – Basic, Value or Max – whether you want a basic safety net or full-on peace of mind.

One flat premium. Zero surprises.

Your premium payment stays the same – as low as HKD20 per month. No other fees, no age-based hikes and you can cancel your personal accident insuance plan anytime. The monthly premium remains unchanged, so there's no need to worry about additional charges.

Up to HKD2,000,000 cover

In case of accidental death or permanent disablement – with double indemnity benefit, provided the accident occurs while you are traveling as a fare-paying passenger on public transportation.

24/7 worldwide emergency assistance

Explore with confidence knowing help is just a call away, wherever you are.

First 3 months FREE on the Basic Plan

Get 3 months personal accident protection free – no strings attached, it’s that simple!

Coverage Overview

Basic
Standard coverage at a lower cost.
Up to HKD600,000 on accidental death or permanent disablement, with double indemnity benefit included.
24-hours worldwide emergency assistance services.
Worldwide coverage.
Up to HKD5,000 funeral expense.
Enjoy first 3 months of free personal accident protection.

Monthly premium
20.00 HKD
First 3 months free, then HKD20 per month. Cancel anytime.
Documents and resources
Live fully. Stress less.
Live fully. Stress less.

Live fully. Stress less.

Life’s full of twists – make sure you’re ready for every turn. With Mox Insure Personal Accident Cushion plan, you can focus on living – let us take care of the “if” in life.



Ready to get started?

Frequently Asked Questions

What is personal accident insurance?
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Personal accident insurance is designed to provide financial protection in the event of sudden accidents, such as traffic accidents, workplace injuries or daily mishaps. This type of personal accident insurance offers cash compensation for accidental death, permanent disability, or medical expenses. Having accident cover helps reduce the financial burden on yourself or your family if the unexpected happens.

What personal accident insurance plans does Mox Insure offer?
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Mox Insure offers three levels of personal accident protection: Basic, Value, and Max plans. These personal accident plans make it easy for you to choose the coverage that suits your needs. All plans are simple and transparent,so you always know what your personal accident cover includes.

How can I buy personal accident insurance online with Mox Insure?
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You can buy Mox Insure’s personal accident insurance online directly through the Mox App. Simply fill in your personal details and select your preferred level of personal accident protection. Approval is instant, and your personal accident insurance is effective right away – with no complicated paperwork.

How much is the premium for Mox Insure personal accident insurance ? Are there any hidden fees?
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The premium for Mox personal accident insurance starts as low as HKD20 per month, with no age-based pricing, and absolutely no hidden fees. All costs are fully transparent, and you can always manage your coverage anytime in the Mox App.

What compensation does accident insurance provide? What’s the maximum cover amount?
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Mox Insure provides extensive accident protection, including up to HKD1,000,000 compensation in the event of accidental death or permanent disability. If an accident occurs while you’re a fare-paying passenger on public transportation, you’ll be eligible for double indemnity benefits. Medical coverage is also included under our personal accident insurance plans.

Can I cancel my accident insurance policy anytime? Is there a free trial period?
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Yes, you can cancel your accident insurance policy in the Mox App anytime, with no cancellation fees. The Basic Plan includes a 3-month free trial period, so you can enjoy personal accident cover with complete peace of mind and no upfront costs.

¹ Mox Insure is an insurance distribution service offered by Mox. We are not the insurer.

Disclaimer and important notes

This policy is underwritten by QBE Hongkong & Shanghai Insurance Limited ("QBE Hong Kong") which is a general insurer, authorised and regulated by the Insurance Authority of Hong Kong (License No. 11788). Mox Bank Limited (“Mox”) is an insurance agent appointed by QBE Hong Kong (Insurance Agency License No. GA1073). Mox and QBE Hong Kong have entered into an Exclusive Distribution Agreement under which Mox has been engaged to distribute QBE Hong Kong’s products.

This policy is only available to HKID holders with a regular place of residence in Hong Kong. 

Mox disclaims all information related to insurance on the Mox app and/or our website. Such information is intended as a general summary and is for reference only, should not be used as a basis for making decisions and are subject to terms and conditions which are not detailed in the Mox app and/or our website. If there is any discrepancy between the information contained in the Mox app and/or our website and the policy documents, the policy documents shall prevail. For the exact terms and conditions and details of the exclusions, please refer to the policy documents or contact QBE Hong Kong.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between you and Mox out of the selling process or processing of the related transaction, Mox will enter into a Financial Dispute Resolution Scheme process with you. However, any dispute over the contractual terms of the insurance product should be resolved directly between you and QBE Hong Kong.