Introducing Personal Accident Cushion
Life throws you curveballs – that’s why we’ve built you a cushion. Our Personal Accident Cushion plans safeguard you from blows to your savings due to personal accidents, whether you’re at home, on the way to work, or halfway across the world.
Limited-time offer: DOUBLE Premium Cash Rebate
From 14 January until 28 February 2026, first-time policyholders¹ of the Personal Accident Cushion can enjoy the existing rebate² PLUS an extra cash rebate³ if you meet the conditions. That means your total cash rebate will DOUBLE!
| Plan | First-time Rebate | Extra Cash Rebate | Total Rebate |
|---|---|---|---|
| Value | HKD60 | + HKD60 | HKD120🎉 |
| Max | HKD100 | + HKD100 | HKD200🎉 |
¹ Offer is limited to customers who had not previously enjoyed rebate from Personal Accident Cushion.
² To be eligible, maintain an active plan for first 3 months and receive a first-time rebate (HKD 60 for the Value plan / HKD 100 for the Max plan).
³ To be eligible, maintain an active plan for first 6 months and receive an extra rebate (HKD 60 for the Value plan / HKD 100 for the Max plan).
For example, if you bought your an eligible Personal Accident Cushion policy on 27/2/2026 (during the Promotional Period) and your purchase is within the first 3,000 eligible purchases, then you are eligible for the extra cash rebate. But if you bought your Personal Accident Cushion on 1/3/2026 (after the Promotional Period), then you are not eligible for the extra cash rebate.
Learn moreKey features
Choose from 3 levels of personal accident protection – Basic, Value or Max – whether you want a basic safety net or full-on peace of mind.
Your premium payment stays the same – as low as HKD20 per month. No other fees, no age-based hikes and you can cancel your personal accident insuance plan anytime. The monthly premium remains unchanged, so there's no need to worry about additional charges.
In case of accidental death or permanent disablement – with double indemnity benefit, provided the accident occurs while you are traveling as a fare-paying passenger on public transportation.
Explore with confidence knowing help is just a call away, wherever you are.
Get 3 months personal accident protection free – no strings attached, it’s that simple!
Coverage Overview
Apply now for Personal Accident Cushion
Documents and resources
Frequently Asked Questions
Personal accident insurance is designed to provide financial protection in the event of sudden accidents, such as traffic accidents, workplace injuries or daily mishaps. This type of personal accident insurance offers cash compensation for accidental death, permanent disability, or medical expenses. Having accident cover helps reduce the financial burden on yourself or your family if the unexpected happens.
Mox Insure offers three levels of personal accident protection: Basic, Value, and Max plans. These personal accident plans make it easy for you to choose the coverage that suits your needs. All plans are simple and transparent,so you always know what your personal accident cover includes.
You can buy Mox Insure’s personal accident insurance online directly through the Mox App. Simply fill in your personal details and select your preferred level of personal accident protection. Approval is instant, and your personal accident insurance is effective right away – with no complicated paperwork.
The premium for Mox personal accident insurance starts as low as HKD20 per month, with no age-based pricing, and absolutely no hidden fees. All costs are fully transparent, and you can always manage your coverage anytime in the Mox App.
Mox Insure provides extensive accident protection, including up to HKD1,000,000 compensation in the event of accidental death or permanent disability. If an accident occurs while you’re a fare-paying passenger on public transportation, you’ll be eligible for double indemnity benefits. Medical coverage is also included under our personal accident insurance plans.
Yes, you can cancel your accident insurance policy in the Mox App anytime, with no cancellation fees. The Basic Plan includes a 3-month free trial period, so you can enjoy personal accident cover with complete peace of mind and no upfront costs.