Your journey, your way.

Your travels are unique—your insurance should be too. Choose a flexible single-trip plan and customise your add-ons, or unlock 365 days of unlimited trips with our all-inclusive annual plan. Either way you're protected from takeoff to touchdown.

Why Mox Travel Pick & Go?


Global Medical Coverage

Avoid enormous medical bills abroad with extensive coverage for emergencies, treatments, and even an emergency assistance hotline, so you can focus on getting better.

Journey Interruption Protection

Ensure you don't lose money on non-refundable bookings and provide support and compensation for delays, lost baggage, or changes to your travel plans.

Year-Round Passport to Peace of Mind

Get reimbursed for stolen phones or fraudulent use of personal credit cards, and ensure missing a pre-paid event or getting food poisoning won't spoil your fun. Get all add-on coverage included automatically with Annual Plan.

Compare Plans
Benefits Basic Value Max
Medical expenses Up to
HKD600,000
Up to
HKD1,200,000
Up to
HKD2,000,000
Trip disruption
(e.g., cancellation, curtailment, re-route)
Up to
HKD30,000
Up to
HKD45,000
Up to
HKD60,000
Trip delay for all reasons Up to
HKD1,000
Up to
HKD8,000
Up to
HKD13,000
Personal belongings Up to
HKD10,000
Up to
HKD20,000
Up to
HKD25,000
Theft of Mobile Phone Up to
HKD4,000
Up to
HKD10,000
Up to
HKD20,000
Business Class Recovery Upgrade Not covered Not covered Covered

See all benefits

Limited-time offer: Apply Travel Pick & Go Insurance Annual Plan — HKD1 Spent = 1 Asia Mile Earned
Limited-time offer: Apply Travel Pick & Go Insurance Annual Plan — HKD1 Spent = 1 Asia Mile Earned

Limited-time offer: Apply Travel Pick & Go Insurance Annual Plan — HKD1 Spent = 1 Asia Mile Earned

Every HKD1 of premium spent on any Travel Pick & Go Annual Plan earns you 1 Asia Mile.¹ Travel protected, rewards unlocked — enjoy double benefits in one purchase. Valid until 31 July 2026 only. Limited quota available, enroll now.

Enjoy up to 40% discount
Enjoy up to 40% discount

Enjoy up to 40% discount

Enjoy a discount of up to 40% whether you choose a tailored single-trip plan or our comprehensive annual coverage. Extra add-on coverage designed for your destination and travel with complete peace of mind all year round. 

Single Trip & Annual Plan Basic Value Max
Discount 20% 30% 40%

🌟Exclusive for Mox+ Customers: Double protection on Annual Plan
🌟Exclusive for Mox+ Customers: Double protection on Annual Plan

🌟Exclusive for Mox+ Customers: Double protection on Annual Plan

Automatic Upgrade for Annual Plan: Enjoy double coverage for "Theft of mobile phone" and "Fradulent use of personal credit card". Travel with even more confidence.

Single Trip Annual Plan
Best for One-off holidays & specific adventures Frequent travellers (3+ trips a year) &
spontaneous getaways
Period of Insurance 1-182 days; purchase up to 90 days before departure Covers 365 days - every trip, automatically
Coverage Comprehensive core cover +
choose your own add-ons
Comprehensive cover, includes all 5 add-ons
Key Difference Total customisation - pay only for what you need Automatic protection - unlimited trips across 12 months
Optional Add-ons: Mox Travel Insurance only Theft of Mobile Phone, Adventurous Sports Extension,
Missed Event, Fraudulent Use of Personal Credit Cards, Food Poisoning Allowance for only
HKD2/day/person/add-on
All included
Mox Exclusive Perks Mox Credit Card: Additional benefit amount on Missed Event All single trip perks, plus:

For Mox+ customers: Double benefit amount on Fraudulent Use of Personal Credit Cards and Theft of Mobile Phone

Max Plan: Free flight ticket upgrade to business class if permanently disabled from accident

Single Trip: Add-ons from HKD2/day | Annual Plan: All add-ons included

Customise your Travel Pick & Go single trip coverage with up to 5 add-ons – protection from as low as HKD2/day/person, or enjoy complete peace of mind with our annual plan where all add-ons are included.

Unlock your Travel Pick & Go in just a few taps
Unlock your Travel Pick & Go in just a few taps

Unlock your Travel Pick & Go in just a few taps

Apply via the Mox app in a few simple steps — even while you are checking in at the airport!

  • Step 1: open the Mox app and tap ‘More’ > ‘Travel Pick & Go’.
  • Step 2: Enter your trip details and select your plan.
  • Step 3: follow on-screen instructions to complete the application.
Documents and resources

Frequently Asked Questions

What is Travel Pick & Go insurance?
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Travel Pick & Go is a travel insurance product that covers certain risks associated with travelling, including trip cancellations, medical emergencies, lost luggage, and other unforeseen events. Please refer to the policy wording for details of the coverage. Travel Pick & Go is underwritten and issued by QBE Hong Kong.

What are the different plans for Travel Pick & Go?
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We currently provide 3 plans for Travel Pick & Go - Basic, Value and Max. Each plan has different coverage, limits and pricing.

What are the benefits of each Travel Pick & Go plan?
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For information about the benefits of each plan, please refer to the policy wording in the Mox app and/or our website.

Who can purchase a Travel Pick & Go policy?
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You can purchase a Travel Pick & Go policy, only if you are a Mox customer with an active Mox Account. However, you can add other travellers, including people who are not Mox customers, as an ‘Insured Person’ under your Travel Pick & Go policy.

If someone is a ‘Insured Person’ under a Travel Pick & Go policy, this means they are covered by that policy.

Can I purchase more than one Travel Pick & Go policy?
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You can purchase and hold more than one Travel Pick & Go policy at any one time, provided that:

  • the period of insurance for any additional policy you want to purchase does not overlap with the periods of insurance for any existing policies you hold for the same traveller; and
  • you do not hold more than 10 active Travel Pick & Go policies with the same periods of insurance.
Can I purchase a Travel Pick & Go policy if I have already started my trip?
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No, you must purchase the Travel Pick & Go policy at least 4 hours before your trip commences.

¹Promotion period from 26 June 2026 to 31 July 2026. Travel Pick & Go (Annual Plan) Asia Miles reward promotion apply.

Disclaimers

Mox Insure is an insurance distribution service offered by Mox. We are not the insurer.

This policy is underwritten by QBE Hongkong & Shanghai Insurance Limited ("QBE Hong Kong") which is a general insurer, authorised and regulated by the Insurance Authority of Hong Kong (License No. 11788). Mox Bank Limited (“Mox”) is an insurance agent appointed by QBE Hong Kong (Insurance Agency License No. GA1073). Mox and QBE Hong Kong have entered into an Exclusive Distribution Agreement under which Mox has been engaged to distribute QBE Hong Kong’s products.

Mox disclaims all information related to insurance on the Mox app and/or our website. Such information is intended as a general summary and is for reference only, should not be used as a basis for making decisions and are subject to terms and conditions which are not detailed in the Mox app and/or our website. If there is any discrepancy between the information contained in the Mox app and/or our website and the policy documents, the policy documents shall prevail. For the exact terms and conditions and details of the exclusions, please refer to the policy documents or contact QBE Hong Kong.

Important notes

For an Insured Person’s trip to be covered by the policy, their trip must be planned as a round trip from Hong Kong, with Hong Kong as the intended departure and return point.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between you and Mox out of the selling process or processing of the related transaction, Mox will enter into a Financial Dispute Resolution Scheme process with you. However, any dispute over the contractual terms of the insurance product should be resolved directly between you and QBE Hong Kong.

Effective from 1st January 2018, the Insurance Authority has imposed a levy (“IA Levy”) on all insurance policies (except for certain exempted insurance classes) at their applicable rates. Policyholders are required to pay the IA Levy. For further information, please visit http://www.ia.org.hk.

Once the policy has been issued, both the premium and IA Levy are non-refundable.