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Get your Mox Credit Card¹ and earn up to HKD500 + unlock Unlimited CashBack²!

New to Mox? From now till 31 May 2025, use the invitation code “MOXCASH500”³ when you open your Mox Account, get your Mox Credit Card and start spending to pocket up to HKD500 in cash rewards.

But the perks don’t stop there. With Mox, every purchase works harder for you. In uncertain times, why just cut back when you can get more out of every dollar?

Enjoy up to 2% Unlimited CashBack⁴ on your everyday spending, and 3% Unlimited CashBack at major supermarkets across Hong Kong⁵. No caps, no gimmicks – just real cash going straight into your account.

Reward 1: Open a Mox Account to earn HKD100
Reward 1: Open a Mox Account to earn HKD100

Reward 1: Open a Mox Account to earn HKD100

From now till 31 May 2025, new customers who successfully open a Mox Account with the invitation code “MOXCASH500” and apply for Mox Credit Card⁶ can get HKD100 cash, no spending required!

It only takes a few minutes to sign up – easy, fast, and cash straight in your pocket. Don't miss out - available while quota lasts!

Reward 2: Earn an extra HKD400 with your spending!
Reward 2: Earn an extra HKD400 with your spending!

Reward 2: Earn an extra HKD400 with your spending!

Spend a total of HKD5,000 or more in eligible transactions with your Mox Credit Card within the first 60 days of card approval, and you’ll earn an additional HKD400 in cash, straight into your account. Flights, feasts, or just your daily run to the store -- no matter what you spend for, you’ll be earning more and saving more with every transaction! Easy spending, instant rewards!

Earn 2% Unlimited CashBack anytime, anywhere
Earn 2% Unlimited CashBack anytime, anywhere

Earn 2% Unlimited CashBack anytime, anywhere

The rewards don’t stop at sign-up! With your Mox Credit Card, every spend brings you unlimited CashBack – no matter where or what you’re spending on. Simply keep HKD250,000 or more in your Mox Account and you’ll unlock a sweet 2% Unlimited CashBack. No spending limits, no category rules – just pure rewards.

Haven’t hit the balance yet? No problem -- you can still enjoy 1% Unlimited CashBack⁷. With Mox, your money’s always working harder for you!

Earn 3% Unlimited CashBack at major supermarkets
Earn 3% Unlimited CashBack at major supermarkets

Earn 3% Unlimited CashBack at major supermarkets

Earn even more unlimited CashBack with your grocery shopping – enjoy 3% Unlimited CashBack at all major supermarkets across Hong Kong, like HKTVmall, DON DON DONKI, AEON, Park n Shop, Wellcome, city’super and more. No deposit requirements, no restrictions – just easy, everyday CashBack every time you stock up. Grocery runs just got way more rewarding!

Open your account in just minutes⁸
Open your account in just minutes⁸

Open your account in just minutes⁸

  • Download the Mox app and apply for your Mox Credit Card anytime, anywhere.
  • All you need is your HKID, proof address and an email address. It’s that easy.
  • No annual fee or minimum spending required.
  • Once approved, add Mox Credit Card to your digital wallet and start spending right away -- the more you spend, the more you earn!

We’re Mox, a digital bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving, Smart Spending and Smart Investing.

To borrow or not to borrow? Borrow only if you can repay!

¹The Mox Credit Schedule, the Rewards for Cards Schedule and the Mox Credit Key Facts Statement apply (each of which can be found in the Mox app and/or on our website).

²Clause 11 of Rewards for Cards Schedule to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies.

³“MOXCASH500” Invitation Code Promotion Terms and Conditions apply.

⁴The Rewards for Cards Schedule applies (which can be found in the Mox app and/or on our website). From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. From 4 November 2024, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction. “Eligible Balance” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance’.

⁵From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.

⁶During the period beginning on and from the day you use the Invitation Code and the following 15 days, you need to complete the Mox Account opening process; during the period beginning on and from the day you use the Invitation Code and the following 30 days, you need to complete the Mox Credit application journey.

⁷From 4 May 2021, earn unlimited CashBack calculated at 1% of the amount of the eligible transaction made with Mox Credit.

⁸In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.