Pay your HKT bills and earn HKD1,200 cash rewards + up to 2% Unlimited CashBack

Pay your HKT bills and earn HKD1,200 cash rewards + up to 2% Unlimited CashBack^

Who says paying bills is just an expense? From now until 31 December, open a Mox Account with the invitation code "MOXBILL26"¹, apply for a Mox Credit Card², and pay HKT bills. You'll unlock cash rewards worth up to HKD1,200🔥 — so while your bills get paid, the rewards keep coming in!

Welcome Rewards for New Mox Customers: Up to HKD1,200 Cash Reward

Welcome Rewards for New Mox Customers: Up to HKD1,200 Cash Reward

During the promotion period, new customers who open a Mox Account with the code MOXBILL26 and successfully apply for a Mox Credit Card will receive HKD300 cash reward* for each completed task period — simply use your Mox Credit Card to pay HKT bills within 150 days of account opening. Complete all 4 task periods and you'll earn up to HKD1,200 in total. 💰

Challenge Period	Reward
Task Period 1 - Within 60 days of Joining Day	HKD300
Task Period 2 - Within 61-90 days of Joining Day	HKD300
Task Period 3 - Within 91-120 days of Joining Day	HKD300
Task Period 4 - Within 121-150 days of Joining Day	HKD300

The cash reward will be directly credited to your Mox Account within approximately 30 days following settlement of the relevant Eligible HKT Transaction.

Not a Mox customer yet?

Open a Mox Account in a few minutes³ and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

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To borrow or not to borrow? Borrow only if you can repay!

Promotion period till 31 December 2026.

¹MOXBILL26 Invitation Code Promotion Terms and Conditions apply. Quota is limited, first come, first served.

²Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

*Mox recognises eligible transactions for rewards, with reference to the merchant IDs designated by Mastercard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank. Mox does not have any control over such designations and Mastercard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank may change such designations without notice. If you think a particular transaction has not been recognised properly, please contact Mox’s Customer Care Team for further assistance.

^From 1 July 2026 to 31 August 2026, when you make an eligible Mox Credit Card transaction, if you (a) have completed an Eligible Payroll Transaction of HKD25,000 or more, or (b) have Mox+ (each an “Unlocking Criterion”), depending on the Spending Rewards Scheme you have chosen, you can receive 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. If you have not satisfied an Unlocking Criterion, you can receive 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You can receive 2% CashBack or HKD5 = 1 Asia Mile during the period beginning on the day you complete the Eligible Payroll Transaction and ending on the earlier of (a) the last day of the next calendar month and (b) 31 August 2026. From 1 September 2026, when you make an eligible Mox Credit Card transaction, if you have Mox+, depending on the Spending Rewards Scheme you have chosen, you can receive 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. If you do not have Mox+, you can receive 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. Please refer to the Rewards for Cards Schedule for further details.

³In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.