Open Mox account and get your Mox Credit Card with ‘FLYWITHMOX’, spend to earn up to 52,000 miles, enough to redeem round-trip tickets to Tokyo and Hokkaido!

Torn between Tokyo for shopping or Hokkaido for snowy views – it's hard to pick just now. Lucky you...this time, you can have both!

From now until 3 September 2025, open a Mox account and get a Mox Credit Card¹ with invitation code “FLYWITHMOX”², hit the spending requirement to earn up to 52,000 miles, which is as low as HKD0.97 = 1 mile³. That’s enough for two round-trip tickets to Japan hotspots⁴. From bustling cities to peaceful hideaways, explore Japan your way.

Welcome reward: Earn up to 52,000 miles
Welcome reward: Earn up to 52,000 miles

Welcome reward: Earn up to 52,000 miles

From now until 3 September 2025, open a Mox account and get a Mox Credit Card with invitation code “FLYWITHMOX”, spend within the first 60 days upon Mox Credit Card approval to earn up to 52,000 miles.

Welcome Reward 1: Deposit requirement waiver – earn base rewards at HKD4 = 1 mile

Open a Mox Account with the invitation code “FLYWITHMOX” by 3 September 2025. Once your card is approved within the following 30 days and ‘Asia Miles’ spending reward is chosen, you can immediately enjoy a supercharged rate of HKD4 = 1 mile for 60 days – without the HKD250,000 Mox Account balance requirement! Miles are instantly credited to your Cathay Membership Account after each transaction settled. Earn faster and fly sooner!

Welcome Reward 2: Earn up to an extra 39,500 miles by spending with your new card

Once your credit card is approved and within 60 days, accumulate HKD10,000 in eligible spending⁵ with your Mox Credit Card to earn 15,000 miles, enough for you to redeem a round-trip to Taiwan! What’s more? If your eligible credit card spending hits HKD50,000 in the same 60 days period, you’ll unlock an additional 24,500 miles reward. Along with the base rewards, you can earn a total of 52,000 miles, which is equivalent to two round-trips tickets to Japan!

Amount of eligible spending with your Mox Credit Card Reward 1: Limited-time base reward of HKD4 = 1 mile Reward 2: Asia Miles reward
HKD10,000 or above 2,500 miles Extra 15,000 miles
Additional HKD40,000 or above afterwards 10,000 miles Extra 24,500 mile
Total earn up to 52,000 miles

Apply now and get a taste of the best miles-earning cards in town⁶.

Reminder: To choose Asia Miles as your spending reward, you’ll need to link your Cathay Membership Account in the Mox app first.

Enjoy 0% FX fees⁷ – that's just the basics!
Enjoy 0% FX fees⁷ – that's just the basics!

Enjoy 0% FX fees⁷ – that's just the basics!

With Mox, you’ll not only speed up your miles-earning game – by selecting ‘Asia Miles’ as your Mox Credit Card Spending Reward, we'll also waive the 1.95% FX fees on overseas spending and online shopping. That means true 0 FX fees, so you can travel and spend like a local, with no surprises.

Open your account in just minutes⁸
Open your account in just minutes⁸

Open your account in just minutes⁸

  • Download the Mox app and apply for your Mox Credit Card anytime, anywhere.
  • All you need is your HKID, proof address and an email address. It’s that easy.
  • No annual fee or minimum spending required.
  • Once approved, add Mox Credit Card to your digital wallet and start spending right away -- the more you spend, the more you earn!

We’re Mox, a digital bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving and Smart Spending.

To borrow or not to borrow? Borrow only if you can repay!

Quota is limited, first come, first served.

If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²“FLYWITHMOX” Invitation Code Promotion Terms and Conditions apply. You need to complete the Mox Account opening process within the following 15 days of invitation code usage and get your credit card approved within the following 30 days of onboarding.

³You can earn as low as HKD0.97 = 1 Asia Mile for the HKD50,000 spent, calculated as below: Select ‘Asia Miles’ as your Mox Credit Card Spending Reward to enjoy HKD4 = 1 Asia Miles to earn basic rewards of 12,500 Asia Miles + extra 39,500 Asia Miles earned from this Promotion. Earn a total of up to 52,000 Asia Miles for spending HKD50,000 with Mox Credit Card.

⁴Based on the Standard Flight Awards of Asia Miles as of 15 April 2025. Please refer to Asia Miles website for actual miles redemption requirements and relevant terms and conditions.

⁵Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.

⁶Please refer to clause 2 of Rewards for Cards Schedule regarding Eligible Transactions for Mox Card Rewards.

0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on our website). FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee.

⁸In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.