Real cash. No cap. Earn with no limit on everyday spendings

A new way to earn CashBack! All you need is Mox Credit¹ - earn the best in town* Unlimited CashBack² in real cash on any spending! No cap, no category limits. Better yet, all CashBack is calculated instantly and credited to your Mox Account instantly, it’s your no brainer choice! Read on to learn more.

Earn up to 2% Unlimited CashBack³ anytime, anywhere

From dining, shopping, travel to transportation, you can earn Unlimited CashBack on any spending! Upgrade to Mox+ to enjoy 2% Unlimited CashBack on your daily spend. Otherwise, you can still earn 1% Unlimited CashBack.

2%

Unlimited
CashBack
Everywhere!
2%

Unlimited
CashBack
Everywhere!
Earn up to 2% Unlimited CashBack³ anytime, anywhere

From dining, shopping, travel to transportation, you can earn Unlimited CashBack on any spending! Upgrade to Mox+ to enjoy 2% Unlimited CashBack on your daily spend. Otherwise, you can still earn 1% Unlimited CashBack.

Earn 3% Unlimited CashBack⁵ at all supermarkets

Cash rewards don’t stop here – earn 3% Unlimited CashBack at major supermarkets in Hong Kong like HKTVmall, Park n Shop, Wellcome, city’super and more. Earn real cash on everyday essentials with no cap!

View full merchant table
View full merchant table
3%

Unlimited
CashBack
3%

Unlimited
CashBack
Earn 3% Unlimited CashBack⁵ at all supermarkets

Cash rewards don’t stop here – earn 3% Unlimited CashBack at major supermarkets in Hong Kong like HKTVmall, Park n Shop, Wellcome, city’super and more. Earn real cash on everyday essentials with no cap!

View full merchant table
View full merchant table

Not a Mox Credit customer yet?

To borrow or not to borrow? Borrow only if you can repay!

*Compared against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.

¹Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.  

²Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies.

³From 1 September 2026, when you make an eligible Mox Credit Card transaction, if you have Mox+, depending on the Spending Rewards Scheme you have chosen, you can receive 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. If you do not have Mox+, you can receive 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. Please refer to the Rewards for Cards Schedule for further details.

⁴Earn unlimited 3% CashBack on the amount of eligible Mox Credit Card transaction made at supermarkets and grocery stores, each as classified by Mastercard Asia/Pacific (Hong Kong) Limited.

⁵In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

⁶Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.