Shop at Xiaomi and enjoy up to 5% extra cash rebate + 0% Split Purchase + up to HKD1,700 welcome cash reward

Your Ultimate Deal for the New Flagship Camera Phone 📷📱: Up to 7% Total Cash Rewards at Xiaomi + 0% Instalments 💰 New Customers Get Up to HKD2,150 Cash Bonus 🫰️

Whether you're eyeing the latest flagship camera phone or upgrading to Xiaomi's stylish, high-value home appliances, shop at mi.com or any Xiaomi Store with your Mox Credit Card¹. Hit the required cumulative spend and unlock up to 5% extra cash rebate (capped at HKD450)²˙³ plus up to 12-month 0% interest instalments⁴. On top of that, you'll still earn our standard up to 2% Unlimited CashBack⁵ — that adds up to a total of up to 7% cash rewards!

New to Mox? Sign up with invitation code XM1500MOX, complete the spending tasks, and get an exclusive welcome package worth up to HKD2,150 in cash rewards⁶. Start living the smart life — the smarter way.

Register Now: Extra 5% Cash Rebate + Up to 2% Unlimited CashBack with Mox Credit Card

From now until 31 May 2026, register for the offer in the Mox app, then shop at mi.com or any Xiaomi Store with your Mox Credit Card. Reach the designated cumulative spend and enjoy an extra cash rebate of up to 5%.

How to Register:

Step 1: Open Mox app > Go to 'Mox Rewards'

Step 2: Under 'Latest Campaigns', tap on 'Mox x Xiaomi Spending Promotion (Apr)' > Click 'Join Now' 👈 and you're done!

And don't forget our standard reward — earn up to 2% Unlimited CashBack on every transaction. Build your minimalist smart home effortlessly, and spend even smarter!

Mox Credit Card cumulative monthly spending at Xiaomi reaches	Extra cash rebate	Unlimited CashBack
HKD1,500	HKD30	Up to 2%
HKD3,000	HKD120	Up to 2%
HKD6,000	HKD300	Up to 2%
HKD9,000	HKD450	Up to 2%

Plus, enjoy a mystery gift at selected Xiaomi Stores while stocks last. Ask the staff for details!

Xiaomi Causeway Bay Store
Xiaomi YOHO MALL Store
Xiaomi Mong Kok Chong Hing Plaza Store

Limited quotas available on a first-come, first-served basis. Once quotas are full, we'll announce it on this page and/or other channels.

Up to 12-month 0% Interest Instalments + Extra HKD200 for First-time Users⁷

Up to 12-month 0% Interest Instalments + Extra HKD200 for First-time Users⁷

Make a single transaction of HKD3,000 or more and enjoy up to 12-month 0% interest with Mox 'Split Purchase'. If it's your first time applying and your instalment amount reaches HKD5,000, you'll get an extra HKD200 cash reward. Truly 0 interest, 0 handling fees, with no limit on the number of instalments. Log in to the Mox app and apply now!

Start shopping now

Make the split in 3 easy steps!

Step 1: Open your Mox app > go to ‘More’
Step 2: Tap ‘Borrow’, then choose ‘Split Purchase’ or ‘Split Your Statement.’
Step 3: Follow the on-screen instructions to complete your application. That’s it!

Reminder: You may only apply for 'Split Statement' through the Mox app once the Mox Credit Statement is issued and before the statement balance has been fully settled.

Exclusive Welcome Rewards: Up to HKD2,150 in Total Cash Bonuses

Exclusive Welcome Rewards: Up to HKD2,150 in Total Cash Bonuses

From now until 31 May 2026, new customers who sign up with invitation code "XM1500MOX", successfully apply for a Mox Credit Card, and complete the account opening process within 15 days of using the code can start earning big:

✅ Spend HKD5,000 with your Credit Card to earn HKD1,000

Successfully apply for a Mox Credit Card within 30 days of account opening. Reach HKD1,000 in accumulated eligible spending to earn your first HKD200 cash reward.
Spend an additional HKD4,000 (totalling HKD5,000) to earn another HKD800 cash reward.
Plus, enjoy our top-tier 2% Unlimited CashBack for the first 60 days after card approval — no minimum balance required. Earn more, right from the start!

✅ Deposit HKD50,000 to earn HKD500

Deposit HKD50,000 or more into a new HKD Current Account within 7 days of opening and maintain the balance for 30 days — you'll get an extra HKD500 cash reward.

🔝🎁 Example: Open an account with HKD50,000 savings deposit, then spend HKD9,000 at Xiaomi using Mox Credit Card + apply for 'Split Purchase' for the first time

That's HKD2,150 in total cash rewards + up to 12-month 0% interest instalments + 2% Unlimited CashBack!

Open an account in minutes. Earn rewards endlessly. What are you waiting for?

💡Please note that any e-payments or e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting the spending requirement.

To borrow or not to borrow? Borrow only if you can repay!

Please refer to Part A (Split Purchase) of the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Split Purchase Key Facts Statement for further details.

The fees for Split Purchase will be reviewed from time to time. Each monthly instalment for a Split Purchase is charged to Mox Credit and will show on your Mox Credit statement. Please pay your Mox Credit statement balance in full on or before its due date to avoid finance charges (interest).

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²Mox x Xiaomi Spending Promotion terms and conditions apply.

³Mox Disclaimer applies.

⁴The 0% Split Purchase is available only at designated Xiaomi outlets. Please see the Split Purchase Terms and Conditions for details.

⁵Please refer to the Rewards for Cards Schedule for further details. From 2 April 2026, when you make an eligible Mox Credit Card transaction, if you (a) have completed an Eligible Payroll Transaction of HKD25,000 or more; and/or (b) you have Mox+ status ("Unlocking Criteria"), then you may earn unlimited 2% CashBack or HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction based on your selected Spending Reward. If you have not satisfied the Unlocking Criteria at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You will be eligible to receive 2% CashBack or HKD4 = 1 Asia Mile during the period beginning on and from the day you complete the Eligible Payroll Transaction and ending on the last day of the next calendar month.

⁶“XM1500MOX” welcome offer promotion terms and conditions apply.

⁷Selected Customers Mox Split Purchase Cash Reward Promotion Terms and Conditions apply.