“Unfold” the next-gen wave📱 Get up to 7% cash rebate + 0% interest instalment on the latest smartphone, plus up to HKD3,500 for new customers💰🤳

“Unfold” the next-gen wave📱 Get up to 7% cash rebate + 0% split purchase on the latest smartphone, plus up to HKD3,500 for new customers💰🤳

September is here, and the highly anticipated smartphone has finally arrived.

Mox has you covered against global price hikes🚀 Simply register and pay with Mox Credit Card¹ at designated merchants to enjoy up to 7% cash rebate and 12-month 0% split purchase. New customers can also enjoy cash rewards totally up to HKD3,500!

Applicable across designated merchants: Get up to 7% rebate on the latest smartphone

Applicable across designated merchants: Get up to 7% rebate on the latest smartphone

From now until 31 December 2026, register for the promotion and purchase the latest smartphone with Mox Credit Card at designated merchants² (including HKT, The Club, csl, and 1O1O)³ to enjoy up to an 5% extra cash rebate (capped at HKD600)⁴ + 2% unlimited CashBack⁵:

Spending amount	Extra cash rebate	Basic reward
HKD6,500 – HKD11,999.99	Up to 3% cash rebate	Up to 2% Unlimited CashBack
HKD12,000 or above	Up to 5% cash rebate	Up to 2% Unlimited CashBack

📲Register the offer now!

Now, login to the Mox app and select ‘Mox Rewards’.

Then, under ‘Latest campaigns’, tap on ‘Phone of the Year Promotion📱💰’ > Click ‘Join now’ to complete the registration.

🚨Please note: The offer quota is limited and is on a first-come, first-served basis! It is recommended that you confirm whether the offer quota is still available before making a transaction through the Mox App.

You can check by following these steps:

Step 1: Log in to the Mox app;

Step 2: Click on "Mox Rewards"; and

Step 3: Click on "Phone of the Year Promotion📱💰" and enter the promotion page.

Step 4: If the quota is full, you will see a notification on this page.

Up to 12 months 0% Split Purchase, plus an extra HKD200 for your first application

Beyond exceptional value, buying the latest smartphone with a single transaction of HKD6,500 or above at designated telcos using your Mox Credit Card lets you split your purchase in just a few taps via the Mox app with up to 12 months 0% interest⁶:

✅ Flexible options from 3 to 12 months with 0% interest + HKD0 handling fee (100% free)

🤑 Get an extra HKD200 for your first Split Purchase application

📅 Extendable up to 60 months – with daily interest as low as HKD7^

Make the split in 3 easy steps!

Step 1: Open your Mox app > go to ‘More’ Step 2: Tap ‘Borrow’, then choose ‘Split Purchase’ or ‘Split Your Statement’ Step 3: Follow the on-screen instructions to complete your application. That’s it!

💡 Reminder: You can only apply for ‘Split Your Statement’ after the Mox Credit Statement is issued and before the statement balance is fully settled.

Limited quotas available on a first-come, first-served basis.

🎊 Invitation codes of your choice: Open an account to enjoy up to HKD3,500 rewards

Not a Mox customer yet? From 6 August to 31 December 2026, open a Mox Account with a designated invitation code and apply for Mox Credit Card. Complete the designated missions to earn up to HKD2,700 additional rewards. Together with the aforementioned offers, total reward amount is up to HKD3,500!

MOXPHONEHKT⁷

HKD400 Welcome Reward
Link your Mox Card to your The Club account⁹ via the Mox app and apply for Mox Credit Card

HKD1,800 Spending Reward
Make eligible transactions of HKD9,000 or above at csl / 1O1O / HKT within 30 days from your Mox Credit Card approval date

HKD500 Savings Reward
Deposit HKD50,000 into your HKD savings account within the first 7 days of account opening, maintain the balance for 30 days

MOXPHONECLUB⁸

HKD400 Welcome Reward
Link your Mox Card to your The Club account⁹ via the Mox app and apply for Mox Credit Card

HKD1,800 Spending Reward
Make eligible transactions of HKD9,000 or above at The Club within 30 days from your Mox Credit Card approval date

HKD500 Savings Reward
Deposit HKD50,000 into your HKD savings account within the first 7 days of account opening, maintain the balance for 30 days

💡 Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

Don’t wait! Link your Mox Card to The Club account today and start unlocking perks!

Don’t wait! Link your Mox Card to The Club account today and start unlocking perks!

How to link your card

Open the Mox app → Click ‘Mox Rewards’ → Click ‘Clubpoints’ → Click "Link now" → Follow the instructions to easily link your Mox Card to The Club membership, and you’re ready to enjoy your Privilege Pass.

To borrow or not to borrow? Borrow only if you can repay!

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²Mox Disclaimer applies.

³Mox recognises eligible transactions for rewards, with reference to the merchant IDs designated by MasterCard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank. Mox does not have any control over such designations and MasterCard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank may change such designations without notice. If you think a particular transaction has not been recognised properly, please contact Mox’s Customer Care Team for further assistance.

⁴Mox 2026 phone of the year promotion terms and conditions apply.

⁵From 1 September 2026, when you make an eligible Mox Credit Card transaction, if you have Mox+, depending on the Spending Rewards Scheme you have chosen, you can receive 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. If you do not have Mox+, you can receive 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. Please refer to the Rewards for Cards Schedule for further details.

⁶Mox Split Purchase x Hong Kong Telecommunications (HKT) Limited Promotion Terms and Conditions applies.

⁷“MOXPHONEHKT” Invitation Code Promotion Terms and Conditions apply. You need to complete the Mox Account opening process within the following 15 days of invitation code usage and get your credit card approved within the following 30 days of onboarding. Quota is limited, first come, first served. If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

⁸“MOXPHONECLUB” Invitation Code Promotion Terms and Conditions apply. You need to complete the Mox Account opening process within the following 15 days of invitation code usage and get your credit card approved within the following 30 days of onboarding. Quota is limited, first come, first served. If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

⁹The Club Membership – Mox Card linkage terms and conditions apply.

General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) and the Split Purchase Key Facts Statement apply. You can view the terms in the “Legal documents” section of our website here.

The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statement and Schedule 3 to the General Terms and Conditions on our website for details.

^For a Split Purchase with a principal amount of HKD5,000 with a repayment period of 60 months, the Annualised Percentage Rate (APR) is as low as 7.61%. Total repayment amount is HKD11,980. The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.