Get Mox
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Join Mox with the invitation code “2000MOX” and earn up to HKD2,000. Plus, unlock our top spending reward of 2% Unlimited CashBack without any requirement!

Join Mox and earn up to HKD2,000 in cash rewards¹ when you spend and save. Plus, enjoy exclusive 2% Unlimited CashBack for 60 days -- on top of our Mox Credit Card spending reward with no requirments! Earn more on every single dollar now!

Reward 1: Earn HKD1,000 by applying for a Mox Credit Card²
Reward 1: Earn HKD1,000 by applying for a Mox Credit Card²

Reward 1: Earn HKD1,000 by applying for a Mox Credit Card²

From now until 30 June 2026, open a Mox Account with the invitation code “2000MOX”. Complete the account opening process within 15 days³ of using the code and meet the requirements below to grab HKD1,000 cash rewards. Opening an account takes just a few minutes — why wait? Start earning today!💰

  • Apply for a Mox Credit Card within 30 days of opening your account
  • Within 60 days of credit card approval, accumulate at least HKD4,000 in eligible spending⁴ on your Mox Credit Card to earn a HKD1,000 cash reward


💡Any e-payments and e-wallet top-ups from Alipay or WeChat Pay will not count towards the spending requirement.
Reward 2: Fund in and earn HKD1,000
Reward 2: Fund in and earn HKD1,000

Reward 2: Fund in and earn HKD1,000

Complete the account opening process within 15 days of using the code and deposit funds within the first 7 days of account opening and keep HKD100,000 or more in your HKD savings account for 30 days to earn HKD1,000 cash rewards -- equivalent to a total savings rate of 12% p.a.! Join now!

(Any deposits held in your Time Deposit Account(s) will not count towards your HKD Savings Account Balance).

Reward 3: Unlock top spending rewards of 2% Unlimited CashBack or Asia Miles for 60 days
Reward 3: Unlock top spending rewards of 2% Unlimited CashBack or Asia Miles for 60 days

Reward 3: Unlock top spending rewards of 2% Unlimited CashBack or Asia Miles for 60 days

Your Mox Credit Card lets you earn CashBack or Asia Miles on every spend – unlimited, no caps, no category limits.

Even better: once your Mox Credit Card is approved, get our top spending reward of 2% Unlimited CashBack or Asia Miles⁵ for the first 60 days.

Spend, earn, repeat – anytime, anywhere! Plus, rewards go straight into your account every day – can your bank do this?

Not a Mox customer yet?

Open a Mox Account in a few minutes⁷ and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

2000 Mox open account steps
2000 Mox open account steps

To borrow or not to borrow? Borrow only if you can repay!

Quota is limited, first come, first served.

If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

¹“2000MOX” welcome offer promotion terms and conditions apply.

²Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

³During the period beginning on and from the day you use the Invitation Code and the following 15 days, you need to complete the Mox Account opening process; during the period beginning on and from the day you use the Invitation Code and the following 30 days, you need to complete the Mox Credit application journey and receive a Mox Credit approval notification.

⁴Please refer to clause 2 of Rewards for Cards Schedule regarding Eligible Transactions for Mox Card Rewards.

⁵We will charge a spending rewards switching fee of HKD50 unless we waive this fee if you have Mox+. Please refer to the Mox Credit Key Facts Statements and Mox+ Benefits Table for further details.

⁶Please refer to the Rewards for Cards Schedule for further details. From 2 April 2026 to 30 June 2026, when you make an eligible Mox Credit Card transaction, if you (a) have completed an Eligible Payroll Transaction of HKD25,000 or more; and/or (b) you have Mox+ ("Unlocking Criteria"), then you may earn unlimited 2% CashBack or HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction based on your selected Spending Rewards Scheme. From 1 July 2026, if you have satisfied either one of the Unlocking Criteria at the time you make an eligible Mox Credit Card transaction, you will earn unlimited 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction based on your selected Spending Rewards Scheme. If you have not satisfied the Unlocking Criteria at the time you make an eligible Mox Credit Card transaction, you may still earn unlimited 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. Based on your selected Spending Rewards Scheme, you will be eligible to receive: (i) 2% CashBack; or (ii) HKD4 =1 Asia Mile (until 30 June 2026) or HKD5 =1 Asia Mile (from 1 July 2026) during the period beginning on and from the day you complete the Eligible Payroll Transaction and ending on the last day of the next calendar month.

⁷In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.