4 min read

Your 2025 saving plans MUST–HAVES!

Your 2025 saving plans MUST–HAVES!

Hongkongers’ average monthly savings are HKD9,800¹ – how about you? Have you started saving for your 2025 goals?

Whether you’re saving for a dream getaway or working towards other goals, Mox offers plenty of ways to help you grow your wealth faster. For example, you can set up Goal Accounts to automate your saving habits. Plus, take advantage of our high-interest savings, innovative time deposits, and more options to help you achieve your goals faster – Mox’s your MUST HAVE saving buddy for 2025!

Just “GOAL” for it!

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With Mox, you can easily manage your HKD savings by creating your Goal Accounts, achieving your dreams faster. Want to visit your dream destination – say, Paris? Simply set up a Goal, set rules to move money into this account and save automatically, and watch your dream come closer every day!

  • Step 1: Login to Homepage of your Mox app > Tap on ‘View accounts’ > Tap on ‘Accounts’ page > Press ‘Add a Goal’ under ‘Goals’;
  • Step 2: Input the ‘Goal name’, such as “PARISTRIP” > Pick an image (the Eiffel Tower is a perfect choice in here);
  • Step 3: Choose from ‘How often you want to save’ and input your ‘Contribution amount’;
  • Step 4: Choose from your Mox Account(s) to transfer funds to your Goal Account > Follow the on-screen instructions to finish set-up and confirm
  • Or skip the pages and confirm to create the Goal Account first, then tap ‘+Add money’ and choose to add money from other banks.

*Smart tip: pick a picture you like, as studies show that having a picture on your goal gives you a better motivation. 🤑 *

New options that allow your new funds² to be even more rewarding!

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Bring in New Funds to Mox and enjoy both flexibility and a competitive interest rate!

With Mox, the interest on your savings is calculated and credited to your Mox Account daily - with no lock-in requirements. You can flexibly move your funds to capture market opportunities at any time while watching your savings grow faster as the interest keeps rolling in.

✈ What’s more, you can also pick Asia Miles as reward option.

Learn more

What about Time Deposit that earns you interests instantly!

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Besides the savings options above, Mox also offers Time Deposits -- Mox is the only bank in Hong Kong that lets you earn interest instantly the moment your Time Deposit starts, giving you greater flexibility and cash in hand where it’s totally up to you when to spend.

👀Just like our savings rewards, you can also choose Asia Miles as your Time Deposit reward!

Learn more

Mox's General Terms and Conditions and all schedules thereto apply. Please refer to the ‘legal documents’ section of our website. Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.

¹Based on the "Hongkongers Sense of Security on Savings" survey released by The Hong Kong Deposit Protection Board on 26 November 2024.

²Mox New Funds Promotion terms and conditions apply. You cannot enrol in the Promotion if any of your deposits are subject to a ‘Hold Fund Period’ under the Promotion or any other promotion offered by us. You may refer to the definition of New Funds and Reference Balance in the Definition under Terms and Conditions.

Mox
08 Dec 2024
4 min read
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