Top Benefits for USD Savings and Investments
Mox Offers Up To 3% p.a. USD Savings Rate and Free HKD/USD Conversion
Hong Kong, 11 March 2025 – Mox Bank Limited ("Mox") is reimagining USD banking in Hong Kong and positioning itself as a premier partner for smart USD-based investments in Hong Kong. Starting from 1 March, 2025, Mox customers enjoy a groundbreaking 3% p.a. USD savings interest rate with Mox Invest¹ and fee-free HKD/USD exchange conversion² , making each dollar work harder than ever before.
Barbaros Uygun, CEO of Mox, said: "We are flipping the script on conventional USD approaches, offering genuine strategic advantage across currencies when our customers need it most. This isn't just about competitive rates — it's really about delivering customer value and becoming their go-to bank for USD-based investments."
Up to 3% p.a. savings rate on USD, plus free HKD/USD conversion
The new array of new enhancements allows Mox customers to reimagine what their USD holdings can do. Mox offers an industry-leading 1% p.a. base rate on USD savings free HKD/USD conversion at mid-market rates, enabling customers to take advantage of USD rate movements or invest in USD stocks and funds with Mox Invest.
Mox customers can also turbocharge their USD savings rate to an impressive 3% p.a. By investing at least HKD25,000 or USD equivalent in a month, they unlock a new Invest Bonus Rate of 2% p.a. for that month on all Mox USD savings, with no limits on interest earned³. This allows customers to enjoy high interest rates like a time deposit without funds being locked in for a certain period, and ultimately earn significantly more with their holdings!
| Mox USD savings | Savings Rate (p.a.) |
|---|---|
| Savings base rate | 1% |
| Invest Bonus Rate | +2% |
| Total savings rate | 3% (No Limits) |
The enhanced USD offering highlights Mox's dedication to delivering exceptional value to customers who are eager to diversify their investment portfolios with access to the dynamic U.S. investment market. With Mox Invest, customers can explore a range of options, from U.S. and Hong Kong stocks and ETFs to mutual fund trading services, including Core Portfolio, Mox’s innovative personalised funds portfolio offering diversified investments in world-class funds across global equities and bonds. The 3% p.a. savings rate allows customers to maximise returns on their USD holdings while waiting for optimal investment opportunities.
¹Invest Bonus Rate applies from the next day on all your USD savings after meeting the Invest Bonus Rate Requirement. Invest Bonus Rate Promotion (March 2025) Terms and Conditions apply.
²Limited time offer from now until 30 June 2025 for HKD to USD exchange and USD to HKD exchange.
Important notes:
The document does not constitute investment advice, an offer, solicitation, or recommendation. Investment involves risks that could result in loss of part or entire amount of investment. In making investment decisions, investors should not rely solely on this material.
Investment involves risks. Past performance is not indicative of future performance. Investors should read the offering documents for further details, including the risk factors, before investing.
This document does not constitute an offer or solicitation to buy or sell any currencies. Currency exchange involves risks. You may incur losses arising as a result of carrying out currency exchanges on the Mox app (including because of exchange rate fluctuations). You acknowledge that you carry out currency conversions on the Mox app entirely for your account and at your own risk.