If there is any inconsistency between these terms and any of our other terms, these terms will prevail.
The Promotion runs from 1 April 2022 until 31 July 2022 (both dates inclusive) (“Promotion
Period”). We may change the dates of the Promotion Period at any time in our absolute discretion.
To be eligible to participate in the Promotion, an individual must:
a. successfully become a Mox customer during the Promotion Period (meaning they receive approval from Mox for
their application to open a Mox Account). Please note that applications to open a Mox Account that were made
during the Promotion Period but are still in-progress after the last day of the Promotion Period will not be
counted for the purposes of the Promotion; and
b. not have held a Mox Account in their name at any time during the 12-month period preceding the date during
the Promotion Period they are notified by Mox that their Mox Account has been successfully opened
(each such person referred to as “you” in these terms).
You will be eligible to earn interest at the “Welcome Bonus Rate” (on top of the interest you
will earn at any “Base Rate” as well as any interest you may be eligible to earn pursuant to our
Mox Bonus Promotion (April – July 2022) terms and conditions) for 60 days, starting from (and including) the
Joining Date (“Reward Period”).
The “Welcome Bonus Rate” on or before 3 July 2022 is equal to an additional 0.3% p.a. Hong Kong
Dollar savings rate applied on up to HKD250,000 of your total Hong Kong Dollar denominated deposit balance held
Please note that with effect on and from 4 July 2022, the “Welcome Bonus Rate” is equal to an
additional 1% p.a.
Hong Kong Dollar savings rate applied on up to HKD250,000 of your total Hong Kong Dollar denominated deposit
balance held with us.
Subject to these terms, if your Joining Date is on or before 3 July 2022, you will earn the Welcome Bonus Rate
equal to an additional 0.3% p.a. Hong Kong Dollar savings rate until 3 July 2022 and earn the Welcome Bonus Rate
equal to an additional 1% p.a. Hong Kong Dollar savings rate for your remaining Reward Period.
A “Base Rate” is any Hong Kong Dollar savings rate that you would earn without participating in
this Promotion or the Mox Bonus Promotion (April – July 2022) and details of the Base Rate can be found on our
website or the Mox app. This means that a Base Rate does not include the Welcome Bonus Rate or any Bonus Rate
offered in respect of the Mox Bonus Promotion (April – July 2022).
Interest at the Welcome Bonus Rate will be calculated on a 365-day year basis, based on your eligible Hong Kong
Dollar denominated deposit balance held with us as at 23:59:59 Hong Kong time each day during the Reward Period.
Interest earned at the Welcome Bonus Rate for a day will be credited by us to your account(s) with Mox,
together with the relevant interest earned at a Base Rate and any other promotional interest you may be eligible
for, on the next day.
You must not do any of the following things before we credit interest at the Welcome Bonus Rate to your
account(s) with Mox:
a. terminate your relationship with us; or
b. cause any account you have with us to be in arrears, suspension or default.
c. any other act as we may specify from time to time.
Subject to these terms, including satisfaction of any other requirements specified by us in connection with the
Promotion, we will continue to credit interest earned at the Welcome Bonus Rate to your account(s) with Mox after
the Promotion Period has ended.
We reserve the right, at any time, without notice or reason and in our sole discretion, to:
a. change, modify, suspend or terminate the Promotion or these terms (including the Welcome Bonus Rate);
b. refuse to offer or pay you interest at the Welcome Bonus Rate for any reason we deem relevant; and
c. make any decision in connection with the Promotion (including to refuse or suspend your participation in
the Promotion or determine whether the Promotion can or cannot be combined with any other offer or promotion).
Any such decision shall be conclusive and binding on you.
If any dispute arises in connection with the Promotion, Mox’s decision is final.
You can only participate in the Promotion once.
Neither your participation in the Promotion nor your eligibility to earn interest at the Welcome Bonus Rate
may be transferred or assigned to any other person or exchanged or converted into any other benefit or right.
To the extent permitted by laws and regulations:
a. Mox, its affiliates and shareholders shall not be responsible for any loss suffered by you; and
b. you shall release Mox, its affiliates and shareholders from all actions, proceedings and claims which
may be brought by or against Mox, its affiliates or shareholders,
arising from or in connection with your participation in the Promotion (including any decision not to offer or
pay you interest at the Welcome Bonus Rate) or these terms, unless any such loss is due to Mox’s, its
affiliates’ or shareholders’ gross negligence, fraud or wilful default and only to the extent such loss is
reasonably foreseeable and has arisen directly and solely from such gross negligence, fraud or wilful default.
This clause 15 continues after the termination of these terms or the expiry of the Promotion Period.
The Promotion does not constitute any offer, invitation or recommendation to any person to enter into any
A person who is not a party to these terms has no rights to enforce or enjoy the benefit of any of their
provisions under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) other than as set out in these
These terms are governed in all respects by and construed in accordance with the laws of the Hong Kong
Administrative Region. The parties submit to the exclusive jurisdiction of the courts of the Hong Kong Special
The English version prevails if there is any inconsistency between the English and Chinese versions of