If there is any inconsistency between these terms and any of our other terms, these terms will prevail.
You can participate in the Promotion from 1 October 2022 until 30 November 2022 (both dates inclusive)
(“Promotion Period”). We may change the dates of the Promotion Period at any time in our absolute discretion.
To participate in the Promotion, you must:
a. download the Mox app and successfully open a Mox Account during the Promotion Period. Please note, if you
apply to open a Mox Account during the Promotion Period but your application is still in-progress after the last
day of the Promotion Period you can no longer participate in the Promotion; and
b. not have held a Mox Account in your name at any time during the 12-month period preceding the date you are notified by Mox that your Mox Account has been successfully opened (“Joining Date”),
(each such person referred to as “you” in these terms).
If you satisfy the requirements in clause 5 of these terms, you will receive an additional 2.7% p.a. Hong Kong
dollar daily savings rate (“Welcome Bonus Rate”) that will be applied on up to HKD500,000 of your
total Hong Kong dollar denominated deposits held with us for 60 days starting from (and including) the Joining
Date (“Reward Period”), on top of the savings rate you would ordinarily receive without
participating in the Promotion (“Base Rate”).
Interest at the Welcome Bonus Rate will be calculated on a 365-day year basis, based on your eligible Hong Kong
dollar denominated deposit balance held with us as at 23:59:59 Hong Kong time each day during the Reward Period
and will be credited by us to your account(s) with Mox, together with the relevant interest earned at a Base Rate
on the next day after it is calculated.
You must not do any of the following things before we credit interest at the Welcome Bonus Rate to your
account(s) with Mox:
a. terminate your relationship with us;
b. cause any account you have with us to be in arrears, suspension or default; or
c. any other act as we may specify from time to time.
We reserve the right, at any time, without notice or reason and in our sole discretion, to:
a. change, modify, suspend or terminate the Promotion or these terms (including the Welcome Bonus Rate);
b. refuse to offer or pay you interest at the Welcome Bonus Rate for any reason we deem relevant; and
c. make any decision in connection with the Promotion (including to refuse or suspend your participation in
the Promotion or determine whether the Promotion can or cannot be combined with any other offer or promotion).
Any such decision shall be conclusive and binding on you.
If any dispute arises in connection with the Promotion, Mox’s decision is final.
You can only participate in the Promotion once.
Neither your participation in the Promotion nor your eligibility to earn interest at the Welcome Bonus Rate may
be transferred to assigned to any other person or exchanged or converted into any other benefit or right.
To the extent permitted by laws and regulations:
a. Mox, its affiliates and shareholders shall not be responsible for any loss suffered by you; and
b. you shall release Mox, its affiliates and shareholders from all actions, proceedings and claims which may
be brought by or against Mox, its affiliates or shareholders,
arising from or in connection with your participation in the Promotion (including any decision not to offer
or pay you interest at the Welcome Bonus Rate) or these terms, unless any such loss, action, proceeding or claim is
due to Mox’s, its affiliates’ or shareholders’ negligence, fraud or wilful default and only to the extent such
loss, action, proceeding or claim is reasonably foreseeable and has arisen directly and solely from such
negligence, fraud or wilful default.
This clause 13 continues after the termination of these terms or the expiry of the Promotion Period.
The Promotion does not constitute any offer, invitation or recommendation to any person to enter into any
A person who is not a party to these terms has no rights to enforce or enjoy the benefit of any of their
provisions under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) other than as set out in these
These terms are governed in all respects by and construed in accordance with the laws of the Hong Kong Special
Administrative Region of the People’s Republic of China. The parties submit to the exclusive jurisdiction of the
courts of the Hong Kong Special Administrative Region of the People’s Republic of China.
The English version prevails if there is any inconsistency between the English and Chinese versions of these