Enjoy up to an extra 5% cash rebate at Xiaomi + up to HKD1,000 welcome cash reward

Great news! Offers extended! Ready to level up your smart home? Whether you’re a first-time homeowner or giving your space a major glow-up, Xiaomi’s sleek, high-performance gadgets are the perfect fit.

From now until 30 September 2025, shop at mi.com or any Xiaomi Store with your Mox Credit Card¹, spend the required amount, and enjoy extra up to 5% cash rebate – with up to HKD500²˙³.

Meanwhile, you may still earn our best-in-town 2% Unlimited CashBack⁴˙⁵ / HKD4 = 1 Asia Mile⁶˙⁷!

New to Mox? Open an account with “MOXISFIVE” and spend to enjoy a welcome cash reward of up to HKD1,000 on top⁸. Smarter living starts here!

Exclusive 5% off with your Mox Credit Card – earn up to HKD500 rebate
Exclusive 5% off with your Mox Credit Card – earn up to HKD500 rebate

Exclusive 5% off with your Mox Credit Card – earn up to HKD500 rebate

From now until 30 September 2025, enjoy an extra up to 5% cash rebate when you shop at mi.com or any Xiaomi Store with your Mox Credit Card.

Accumulate your spending at Xiaomi to meet the required spending amount below to earn up to HKD500 rebate – and start building your sleek, smart home with ease!

Accumulated spends with Mox Credit Card Extra cash reward you can get
HKD500 – HKD999.99 HKD20
HKD1,000 – HKD4,999.99 HKD40
HKD5,000 – HKD9,999.99 HKD250
HKD10,000 or above HKD500

Meanwhile, you may still earn our “best-in-town” unlimited 2% CashBack / HKD4 = 1 Asia Mile!

Now, login to the Mox app and select ‘Mox Rewards’.

Then, under ‘Latest campaigns’, tap on ‘Mox x Xiaomi Spending Promotion’ > Click ‘Join now’ to complete the registration.

This promotion has limited quota, first come first served! basis! If the quota is full, we will make an announcement on this page and/or through other channels.

Welcome reward: earn up to HKD1,000!
Welcome reward: earn up to HKD1,000!

Welcome reward: earn up to HKD1,000!

From now until 9 October 2025, simply open a Mox Account using the invitation code 'MOXISFIVE'. It only takes a few minutes to open an account! Complete the account opening process within the following 15 days from the day you use the invitation code and start earning:

  • Apply for a Mox Credit Card successfully withing 30 days³, spend HKD2,000 or more with the credit card to get a HKD1,000 cash reward

  • Prefer debit? Spend HKD2,000 or more with debit card and get a HKD300 cash reward



Don’t forget to meet the spending requirement by making a total of HKD2,000 or more in eligible purchases during the period beginning on and from your Joining Day and the following 60 days.

What’s more, once your Mox Credit Card is approved, you’ll instantly unlock 2% Unlimited CashBack for your first 60 days – no HKD250,000 Mox Account balance required!

💡Please note that any e-payments or e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting the spending requirement.

💡You can only receive one Spending Reward, and it will be based on the payment method you use (debit card or credit card) that first meets the Spending Requirement. For example, if you spend HKD800 with your Mox Debit Card, then switch to your Mox Credit Card and spend HKD1,200, and afterwards continue spending another HKD1,200 with your Mox Debit Card, you’ll be counted as meeting the Mox Account spending requirement first and receive HKD300 Mox Account spending reward. Even if you later spend another HKD800 with your Mox Credit Card, you will not receive the HKD1,000 Mox Credit spending reward.


Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay / Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

To borrow or not to borrow? Borrow only if you can repay!

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²Mox x Xiaomi Spending Promotion terms and conditions apply.

³Mox Disclaimer applies.

⁴Compared against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.

⁵Please refer to the Rewards for Cards Schedule for further details. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’. 

⁶Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. Please refer to clause 2 of Rewards for Cards Schedule regarding Eligible Transactions for Mox Card Rewards.

⁷The Rewards for Cards Schedule applies (which can be found in the Mox app and/or on our website). From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 30 September 2025 (both dates inclusive), if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 October 2025, if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.

“1200MOX” Invitation Code Promotion Terms and Conditions apply.

⁹In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.