Enjoy up to an extra 5% cash rebate at Xiaomi + up to HKD1,000 welcome cash reward

Thinking of upgrading to the latest Xiaomi 15T Series phone – packed with both style and value – or planning to refresh your home with must-have home appliances this autumn? From now until 31 October 2025, pay with your Mox Credit Card¹ at mi.com or any Xiaomi Store to unlock up to 5% extra cash rebate (capped at HKD500)²˙³, plus enjoy up to 6 months of 0% Merchant Split Purchase⁴.

Meanwhile, you may still earn our best-in-town 2% Unlimited CashBack⁵˙⁶!

New to Mox? Open an account with “MOXISFIVE” and spend to enjoy a welcome cash reward of up to HKD1,000 on top⁷. Smarter living starts here!

For example, a single HKD10,000 transaction could earn you up to HKD1,700 cash rewards in total, with the option to spread your payments over 6 months at 0% interest!

Register now: Exclusive 5% extra cash rebate with Mox Credit Card + up to 6 months 0% Merchant Split Purchase
Register now: Exclusive 5% extra cash rebate with Mox Credit Card + up to 6 months 0% Merchant Split Purchase

Register now: Exclusive 5% extra cash rebate with Mox Credit Card + up to 6 months 0% Merchant Split Purchase

From now until 31 October 2025, when you shop at mi.com or any Xiaomi Store with your Mox Credit Card and spend the designated amount below, you can enjoy up to 5% extra cash rebate + up to 6 months of 0% Merchant Split Purchase – no interest, no handling fees, and no limit on the number of instalments. Upgrade your smart home with ease, while making your spending even smarter!

Accumulated spends with Mox Credit Card Unlimited CashBack you can enjoy Extra cash rebate you can get 0% Merchant Split Purchase
HKD500 – HKD999.99 Up to 2% HKD20 -
HKD1,000 – HKD2,999.99 Up to 2% HKD40 -
HKD3,000 – HKD9,999.99 Up to 2% HKD150 Choose a repayment period from 3 - 6 months (for a single transaction of HKD3,000 or above)
HKD10,000 or above Up to 2% HKD500 Choose a repayment period from 3 - 6 months (for a single transaction of HKD3,000 or above)

Meanwhile, you may still earn our “best-in-town” unlimited 2% CashBack / HKD4 = 1 Asia Mile!

Take the Xiaomi 15T as an example, with unlimited 2% CashBack and extra 5% cash rebate, the monthly payment can be as low as HKD512.

Register now:


Step 1: Login to the Mox app and select ‘Mox Rewards’.

Step 2: Tap on ‘Mox x Xiaomi Spending Promotion’ under ‘Latest campaign’ > click ‘Join now’👈 to complete the registration.

This promotion has limited quota, first come first served! basis! If the quota is full, we will make an announcement on this page and/or through other channels.

Welcome reward: earn up to HKD1,000!
Welcome reward: earn up to HKD1,000!

Welcome reward: earn up to HKD1,000!

From now until 9 October 2025, simply open a Mox Account using the invitation code 'MOXISFIVE'. It only takes a few minutes to open an account! Complete the account opening process within the following 15 days from the day you use the invitation code and start earning:

  • Apply for a Mox Credit Card successfully withing 30 days³, spend HKD2,000 or more with the credit card to get a HKD1,000 cash reward

  • Prefer debit? Spend HKD2,000 or more with debit card and get a HKD300 cash reward



Don’t forget to meet the spending requirement by making a total of HKD2,000 or more in eligible purchases during the period beginning on and from your Joining Day and the following 60 days.

What’s more, once your Mox Credit Card is approved, you’ll instantly unlock 2% Unlimited CashBack for your first 60 days – no HKD250,000 Mox Account balance required!

💡Please note that any e-payments or e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting the spending requirement.

💡You can only receive one Spending Reward, and it will be based on the payment method you use (debit card or credit card) that first meets the Spending Requirement. For example, if you spend HKD800 with your Mox Debit Card, then switch to your Mox Credit Card and spend HKD1,200, and afterwards continue spending another HKD1,200 with your Mox Debit Card, you’ll be counted as meeting the Mox Account spending requirement first and receive HKD300 Mox Account spending reward. Even if you later spend another HKD800 with your Mox Credit Card, you will not receive the HKD1,000 Mox Credit spending reward.


Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay / Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

To borrow or not to borrow? Borrow only if you can repay!

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²Mox x Xiaomi Spending Promotion terms and conditions apply.

³Mox Disclaimer applies.

⁴The 0% Split Purchase is available only at designated Xiaomi outlets. Please see the Split Purchase Terms and Conditions for details.

⁵Compared against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.

⁶Please refer to the Rewards for Cards Schedule for further details. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’. 

“MOXISFIVE” Invitation Code Promotion Terms and Conditions apply.

⁸In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.