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Top Up Instant Loan: Borrow more with new flexible repayment period

Need extra funds for unexpected expenses or new opportunities?
Need extra funds for unexpected expenses or new opportunities?

Need extra funds for unexpected expenses or new opportunities?

Already a Mox loan holder? We know that life can sometimes throw us unexpected curveballs, making another loan a necessity.

Whether you're looking to embark on a new business venture, realize your dream wedding, renovate your home, pursue further education, or simply need a financial boost to seize exciting opportunities, Mox Top Up Instant Loan is perfect for you.

We make accessing the funds you need easy and convenient, right when you need them. We are here to support you every step of the way with our Top Up Instant Loan:


  • Increased borrowing power: Increase your loan amount and get the additional funds you need to achieve your goals, all in one convenient loan. You might even enjoy a lower interest rate on your consolidated loan
  • Consolidate all your Instant Loans with Mox: All your existing Instant Loans and the additional funds borrowed will be consolidated into one single loan^ for ease of management
  • Flexible repayment period: Re-select a new repayment period - shorten or lengthen it to better fit your current financial needs

Limited-time offer to top up with no fee! From 1 October 2025 to 15 January 2026, all successfully topped up Instant Loans will enjoy a rebate* of the early repayment fee for the consolidated existing Instant Loan(s).


💡The refund will be credited to your Mox Account by 28 February 2026.

Apply Now

Just login to your Mox app > Tap on ‘Borrowings’ > Tap ‘Apply’ next to ‘Top Up Instant Loan’ and follow the on-screen instructions.

To borrow or not to borrow? Borrow only if you can repay!

Please refer to Part B (Instant Loan) of the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Instant Loan Key Facts Statement for further details.

The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit for Mox Credit.

¹Early Repayment Fee Refund Promotion Terms and Conditions apply.

^Once you confirm to top up, all your existing Instant Loan(s) will be closed. Applicable fees and charges, including any interest accrued since last Mox Credit statement and the early settlement fee of your existing Instant Loan(s) will be charged to your next Mox Credit statement for repayment.