Exclusive for new customers:

Save and earn with Mox! Simply fund in and earn straight away. That’s cash in hand you can choose to spend immediately, or save and earn even more - it’s all up to you!


From now until 4 December 2025, simply open a Mox Account using the invitation code 'SAVEINMOX'. Completes the account opening process within the following 15 days and deposit within the first 7 days of account opening and keep HKD100,000 or more in your HKD savings account for 60 days to earn HKD1,000 cash rewards, which is approximately equivalent to a total savings rate of 6% p.a.! Join us now¹!


(Any deposits held in your Time Deposit Account(s) will not count towards your HKD Savings Account Balance).


Example:

Period Start Date End Date Duration
Joining Date 24 October 2025 / /
Fund in Period 24 October 2025 31 October 2025 7 Days
Hold Fund Period 31 October 2025 29 December 2025 60 Days



To get the cash rewards, you can fund in on any days within the Fund in Period (any days between 24 October 2025 and 31 October 2025), and you should hold the fund till end of Hold Fund Period (29 December 2025).

Start earning daily interest today by adding money to your Mox Account:

1. The ‘Add money’ feature on Mox app lets you ‘pull’ money from other banks to your Mox HKD Account.
2. Send HKD and RMB to Mox from other banks with just your mobile number by setting Mox as your FPS default bank.
3. Add your Mox Account as a payee at your other banks to make transfers to Mox easily. View your account number under ‘Mox Account’ on the ‘Accounts’ tab.
Add money step
Add money step
Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

Quota is limited, first come, first served.

¹ This offer is only applicable to customers who have not held any Mox Account in their name at any time during the 12 months prior to the onboarding date.
“SAVEINMOX” Invitation Code Promotion Terms and Conditions apply.

These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.