Not a Mox customer yet?
Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.
To borrow or not to borrow? Borrow only if you can repay!
¹“MOXTRIP25” Invitation Code Promotion Terms and Conditions apply.
²Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.
³Please refer to the Rewards for Cards Schedule for further details. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.
⁴From 1 June until 31 July 2025, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Merchants of up to HKD100. Selected Merchants 3% Cash Reward Promotion Terms and Conditions applies.
⁵Mox Credit X Trip.com Hotel and Flight Offer Terms and Conditions apply.
⁶Mox Disclaimer applies.
⁷If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you switch your Spending Rewards, a Spending Rewards Switching Fee of HKD50 will be charged. Please refer to the Definitions Schedule for the definition of ‘Eligible Balance for Card Rewards’.
⁸FX fees refer to the foreign exchange handling fee and the cross-border access fee. Please refer to the 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions for further details.