MOXPAYROLL

Join Mox with invitation code “MOXPAYROLL” and earn up to HKD1,600!

Open a Mox Account with the invitation code "MOXPAYROLL" by 30 June 2026. Once your credit card is approved within the following 30 days, you earn HKD400. Accumulate HKD25,000 or more in Eligible Payroll Transactions¹ in May and June 2026 to earn HKD600 each month, totaling up to HKD1,600 in cash!

After joining Mox, continue to enjoy savings and spending perks on your payroll! Switch to Mox Payroll to unlock 1.5% p.a. bonus rate on your HKD/USD Savings Account and Unlimited 2% CashBack on Mox Credit Card²

💸One simple switch delivers gains month after month.

💰Boost your savings with 1.5% p.a. bonus rate

💰Boost your savings with 1.5% p.a. bonus rate

Eligible payroll unlocks 1.5% p.a. on your HKD/USD savings. All you need to do is set your Mox Account as your payroll account and receive HKD25,000 or more Eligible Payroll Transactions² during the period beginning on the first day of the previous calendar month and ending on the last day of the current calendar month.

💰Earn Unlimited CashBack or Asia Miles

Keep your payroll with Mox to experience the best out of Mox Credit Card. Simply complete Eligible Payroll Transaction of HKD25,000 or more and you can choose to enjoy unlimited 2% CashBack or HKD4=1 miles on any Mox Credit Card spending¹.

Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

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To borrow or not to borrow? Borrow only if you can repay!

Quota is limited, first come, first served.

This offer is only applicable to customers who have not held any Mox Account in their name at any time during the 12 months prior to the onboarding date.
“MOXPAYROLL” welcome offer promotion terms and conditions apply.

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.

¹Eligible Payroll Transaction means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’.

²Please refer to the Rewards for Cards Schedule for further details. From 2 April 2026, when you make an eligible Mox Credit Card transaction, if you (a) have completed an Eligible Payroll Transaction of HKD25,000 or more; and/or (b) you have Mox+ status ("Unlocking Criteria"), then you may earn unlimited 2% CashBack or HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction based on your selected Spending Reward. If you have not satisfied the Unlocking Criteria at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You will be eligible to receive 2% CashBack or HKD4 = 1 Asia Mile during the period beginning on and from the day you complete the Eligible Payroll Transaction and ending on the last day of the next calendar month.

Please refer to the Mission Bonus Rate Promotion (2026) Terms and Conditions for further details. For clarity, it is not possible to receive additional interest if you satisfy the requirement on the last day of the calendar month.