Five years of Mox – Celebrate with big rewards! Debit or credit, everyone wins – let’s make every spend count!
Five years young and going stronger than ever – and the party’s just getting started! To mark Mox’s big 5th birthday, we’re showering you with rewards, surprises, and a whole lot of fun. Whether you love debit or credit, it’s your time to earn more, celebrate bigger, and make every spend count!
Whether debit or credit, you get the love with 'MOXISFIVE'¹
From now until 9 October 2025, simply open a Mox Account using the invitation code 'MOXISFIVE'. It only takes a few minutes to open an account! Complete the account opening process² within the following 15 days from the day you use the invitation code and start earning:
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Apply for a Mox Credit Card successfully withing 30 days³, spend HKD2,000 or more with the credit card to get a HKD1,000 cash reward
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Prefer debit? Spend HKD2,000 or more with debit card and get a HKD300 cash reward
Don’t forget to meet the spending requirement by making a total of HKD2,000 or more in eligible purchases during the period beginning on and from your Joining Day and the following 60 days.
💡Please note that any e-payments or e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting the spending requirement.
💡You can only receive one Spending Reward, and it will be based on the payment method you use (debit card or credit card) that first meets the Spending Requirement. For example, if you spend HKD800 with your Mox Debit Card, then switch to your Mox Credit Card and spend HKD1,200, and afterwards continue spending another HKD1,200 with your Mox Debit Card, you’ll be counted as meeting the Mox Account spending requirement first and receive HKD300 Mox Account spending reward. Even if you later spend another HKD800 with your Mox Credit Card, you will not receive the HKD1,000 Mox Credit spending reward.
100% real cash, 100% no cap – earn every day without limits!
Use your Mox Card for debit or credit purchases and enjoy Unlimited CashBack, if you choose "CashBack" as the reward scheme, with no caps, no category restrictions, and no maximum rewards.
What’s more, once your Mox Credit Card is approved, you’ll instantly unlock 2% Unlimited CashBack for your first 60 days – no HKD250,000 Mox Account balance required! Earn as you spend, everywhere you go, with your cash rewards paid straight into your account daily. Can your bank do that?
| Header | Spending category | Cash rebate |
|---|---|---|
| Mox Credit Card (Credit spending) | All spending! | The first 60 days from your Mox Credit Card approval: 2% Unlimited CashBack – No HKD250,000 Mox Account balance required! |
| After the first 60 days from your Mox Credit Card approval: Eligible balance of HKD250,000 or above: 2% Unlimited CashBack⁴ ; Eligible balance below HKD250,000: 1% Unlimited CashBack | ||
| Major supermarkets in Hong Kong | 3% Unlimited CashBack⁵ | |
| Mox Account (Debit spending) | All spending! | 0.5% Unlimited CashBack |
With the Mox app, you can just “Flip” between debit and credit modes anytime with just a tap – and take control of the way you spend.
Open your account in just minutes⁶
- Download the Mox app and apply for your Mox Credit Card anytime, anywhere.
- All you need is your HKID, proof address and an email address. It’s that easy.
- No annual fee or minimum spending required.
- Once approved, add Mox Credit Card to your digital wallet and start spending right away -- the more you spend, the more you earn!
Celebrate with us – and stay tuned!
This is just the beginning! More exciting promotions and reward are coming your way to make Mox’s 5th birthday extra special. Keep an eye on your Mox app – you won’t want to miss it!
Not a Mox customer yet?
Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.