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Pay your HKT bills and earn HKD1,200 cash rewards + up to 2% Unlimited CashBack^

Who says paying bills is just an expense? From now until 30 June, open a Mox Account with the invitation code "MOXBILL26"¹, apply for a Mox Credit Card², and pay HKT bills. You'll unlock cash rewards worth up to HKD1,200🔥 — so while your bills get paid, the rewards keep coming in!

Welcome Rewards for New Mox Customers: Up to HKD1,200 Cash Reward
Welcome Rewards for New Mox Customers: Up to HKD1,200 Cash Reward

Welcome Rewards for New Mox Customers: Up to HKD1,200 Cash Reward

During the promotion period, new customers who open a Mox Account with the code MOXBILL26 and successfully apply for a Mox Credit Card will receive HKD300 cash reward* for each completed task period — simply use your Mox Credit Card to pay HKT bills within 150 days of account opening. Complete all 4 task periods and you'll earn up to HKD1,200 in total. 💰

Challenge Period Reward
Task Period 1 - Within 60 days of Joining Day HKD300
Task Period 2 - Within 61-90 days of Joining Day HKD300
Task Period 3 - Within 91-120 days of Joining Day HKD300
Task Period 4 - Within 121-150 days of Joining Day HKD300

The cash reward will be directly credited to your Mox Account within approximately 30 days following settlement of the relevant Eligible HKT Transaction.

Not a Mox customer yet?

Open a Mox Account in a few minutes³ and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

MOXBILL26 open account steps
MOXBILL26 open account steps

To borrow or not to borrow? Borrow only if you can repay!

Promotion period till 30 June 2026.

šMOXBILL26 Invitation Code Promotion Terms and Conditions apply. Quota is limited, first come, first served.

²Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

*Mox recognises eligible transactions for rewards, with reference to the merchant IDs designated by Mastercard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank. Mox does not have any control over such designations and Mastercard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank may change such designations without notice. If you think a particular transaction has not been recognised properly, please contact Mox’s Customer Care Team for further assistance.

^Please refer to the Rewards for Cards Schedule for further details. From 1 December 2025, when you make an eligible Mox Credit Card transaction, if you have (a) an Eligible Balance for Card Rewards of HKD250,000 or more, or (b) completed an Eligible Payroll Transaction of HKD25,000 or more, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 or have not made an Eligible Payroll Transaction at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You will be eligible to receive 2% CashBack during the period beginning on and from the day you complete the Eligible Payroll Transaction and ending on the last day of the next calendar month.

³In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.