Mox-Payroll-2026

Set payroll with Mox - Top up 1.5% p.a. on savings & Unlimited 2% CashBack on Mox Credit🤩

Fully experience with Mox by switching your payroll today and discover the daily banking advantages we offer.Switch to Mox Payroll to unlock 1.5% p.a. bonus rate on your HKD/USD Savings Account. That’s not it, you can also enjoy unlimited 2% CashBack or HKD4=1 Asia Miles¹

💸One simple switch delivers gains month after month.

💰Boost your savings with 1.5% p.a. bonus rate

💰Boost your savings with 1.5% p.a. bonus rate

Eligible payroll unlocks 1.5% p.a. on your HKD/USD savings. All you need to do is set your Mox Account as your payroll account and receive HKD25,000 or more Eligible Payroll Transactions² during the period beginning on the first day of the previous calendar month and ending on the last day of the current calendar month.

💰Earn Unlimited CashBack or Asia Miles

Keep your payroll with Mox to experience the best out of Mox Credit Card. Simply complete Eligible Payroll Transaction of HKD25,000 or more and you can choose to enjoy unlimited 2% CashBack or HKD4=1 miles on any Mox Credit Card spending¹.

Switch today to start earning

Download Mox account details and notify your HR department about the payroll change to your Mox Account. Click ‘Save payroll details’ and you can attach it easily in your email to HR.

To borrow or not to borrow? Borrow only if you can repay!

¹Please refer to the Rewards for Cards Schedule for further details. From 1 December 2025, when you make an eligible Mox Credit Card transaction, if you have (a) an Eligible Balance for Card Rewards of HKD250,000 or more; and/or (b) completed an Eligible Payroll Transaction of HKD25,000 or more (each an “Unlocking Criteria”) you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 December 2025 to 31 March 2026 (both dates inclusive), if you have not satisfied an Unlocking Criteria at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 April 2026, if you have not satisfied an Unlocking Criteria at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction.

“Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.

“Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You will be eligible to receive HKD4 = 1 Asia Miles during the period beginning on and from the day you complete the Eligible Payroll Transaction and ending on the last day of the next calendar month.

²Eligible Payroll Transaction means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’.

Please refer to the Mission Bonus Rate Promotion (2026) Terms and Conditions for further details. For clarity, it is not possible to receive additional interest if you satisfy the requirement on the last day of the calendar month.