The ‘Most Recommended Virtual Bank in Hong Kong’¹ is turning 2

Mox is turning 2. We want to start by saying a heartfelt ‘thank you’ to Hong Kong for the trust and support that earned us the accolade as the ‘Most Recommended Virtual Bank in Hong Kong¹’. This is one of the best encouragements as we continue to reimagine banking to empower more possibilities for you.

As we start September, we invite you to celebrate our 2nd anniversary with exciting offers to help you grow your money, your world and your possibilities.

Grow your savings with upgraded Welcome Bonus - 3% p.a. deposit rate automatically!

Welcome Bonus Rate upgraded to 2.7% p.a. from 1 September 2022! Together with our updated base rate, you will automatically enjoy a total of 3% p.a. deposit rate³ on your Hong Kong dollar deposits up to HKD500,000 throughout your first 60 days with Mox.

Simply fund in to earn interest that is calculated and paid to your Mox Account every day!



Grow your possibilities, win a gadget

We believe in managing finances smartly so you make the most of every opportunity in life.

This September, apply for Split Purchase, Instant Loan or Instant Clear, and you’ll have the chance to win some of the hottest electronic gadgets.





Scratch and win up to HKD2,888⁵

From 22 to 28 September 2022, get your chance to earn extra cash rewards on your spending in 3 simple steps:



  1. pend HKD800 or more with Mox Credit in a single eligible transaction⁶, and a Mox Scratch Card will appear in your Mox app⁷. You can get up to 2 Scratch Cards.
  2. Scratch the card and win! Or you can choose to scratch it later⁸.
  3. See what you’ve won instantly, up to HKD2,888. The cash rewards you win will be credited to your Mox Account once the eligible transaction has settled⁸.
Stay tuned as we have more offers announced throughout September to help you make the most of Mox.

To borrow or not to borrow? Borrow only if you can repay!

¹ Based on the net recommendation score from YouGov’s Hong Kong BrandIndex banking and payment sector survey of 5,600 aged 18+ respondents between 1 January and 30 June 2022.
² MOXVIBES Invitation Code Promotion terms and conditions apply
³ Welcome Bonus Promotion (April – September 2022) and Mox Bonus Promotion (August - September 2022) terms and conditions apply.
⁴ If any of the Challenges above are completed on the last day of the calendar month, you will not be credited any bonus interest on the next calendar day.