¹Please refer to the Mission Bonus Rate Promotion (Jan 2026) Terms and Conditions for further details. For clarity, it is not possible to receive additional interest if you satisfy the requirement on the last day of the calendar month.

Please refer to the Terms and Conditions for Mox Invest (Mox Invest Schedule to the General Terms and Conditions) (also referred to as Schedule 4 to the General Terms and Conditions). Please also refer to the Mox Invest Fees and Charges in respect of the relevant fees applicable to the Stock trading service, Crpyto Currency trading service and Fund trading service.

All illustrations in this document are for indicative purposes only. Actual returns may vary.

Promotion period from 8 January 2026 to 31 March 2026. Mox Invest – InvestGrowth Promotion Terms and Conditions apply. Please refer to the Fees and Charges and FAQs on Mox’s website and/or through the Help Centre on Mox app for details.

Important Notes

Investment involves risks. The prices of securities (including any investment funds units constituting a portfolio) fluctuate, sometimes dramatically, and the worst case may result in loss of your entire investment amount. The performance and return of any investments are not guaranteed.

Past performance is not indicative of future performance. You should refer to the offering documentation of the product(s) for detailed information (including risk factors) prior to investing in the product(s).

Crypto and Crypto-related products are highly complex products that carry a significant level of risk and may not be suitable for all investors.

Derivatives products are different from conventional investments and may involve different risks. Derivatives products may not be suitable for all investors.

You should consider your own investment objectives, investment experience, financial situation, and risk tolerance level and carefully read the Mox Invest Terms and Conditions (including relevant risk disclosures) before making any investment decision.

If you have any queries on the nature and risks involved in the information displayed on this document and the relevant product(s) and services, you should seek advice from independent advisers, such as legal, tax, financial and accounting advisers.

The information contained in this document is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any security in any jurisdiction where such activities would be unlawful pursuant to the laws of such jurisdiction. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services in the country or region you are located or resident in.

The document and the provision of the invest Welcome Shares do not constitute investment advice nor any offer, solicitation, recommendation or guarantee in respect of, or for the purpose of, the sale of any investment products or services.

The contents of this document have been prepared without regard to the investment objectives, investment experience, financial situation, and risk tolerance level of any particular person or entity.

This document provides summary level information only in respect of investments. Please refer to the Mox Invest Terms and Conditions (including relevant risk disclosures) for more details of our services as well as the offering documents for the nature and risks of the relevant products.

This document is issued by Mox Bank Limited. The contents of this document have not been reviewed by the Securities and Futures Commission of Hong Kong.

Mox Bank Limited is a Registered Institution under the Securities and Future Ordinance (CE number: BNO808)