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Spend, split, and boost your shopping vibes

Eyeing a new wardrobe or planning a well-deserved vacation? Make it happen without regrets! 🤩

With Mox Split Purchase, you can easily divide recent large transactions into manageable instalments. This flexibility keeps your cash flow steady and lets you relax, knowing your payments are spread out.

Split Purchase at-a-glance
Split any eligible Mox Credit Card transaction of HKD400 or above and get an instant application decision
Choose a repayment period from 3 months up to 60 months, with Zero handling fees
Get a transparent annual percentage rate (APR) and monthly repayment fees in real time
Make the split instantly in just a few clicks
Make the split in 3 easy steps!
Make the split in 3 easy steps!

Make the split in 3 easy steps!

Step 1: Open your Mox app > go to ‘More’
Step 2: Tap ‘Borrow’, then choose ‘Split Purchase’ or ‘Split Your Statement.’
Step 3: Follow the on-screen instructions to complete your application. That’s it!

Reminder: You may only apply for 'Split Statement' through the Mox app once the Mox Credit Statement is issued and before the statement balance has been fully settled.

Not a Mox Credit Card customer yet?

To borrow or not to borrow? Borrow only if you can repay!

General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) and the Split Purchase Key Facts Statement apply. You can view the terms in the “Legal documents” section of our website here.

The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statement and Schedule 3 to the General Terms and Conditions on our website for details. For a Split Purchase on Mox Credit of HKD100,000 into 60 monthly instalments, the Annualised Percentage Rate (APR) is as low as 7.60%. The APR is calculated using methods specified in relevant guidelines as set out in the Code of Banking Practice. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. The APR is subject to Mox’s final decision on a case-by-case basis and the Mox Credit account status at the time Mox receives the application.

The examples of transactions and amounts of Mox Credit statement balances that are ineligible for Split Purchase are listed in General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3 – clause 8(d)).