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Join the EARNINMOX promotion to open a Mox Account and grab up to HKD1,000 welcome rewards + unlock 2% Unlimited CashBack or HKD4 = 1 mile🔓🎁 – no strings attached, limited time only!

At Mox, earning more is that easy – join this autumn and grab up to HKD1,000¹ in cash rewards. For a limited time, no deposit needed to unlock top-tier Mox Credit Card rewards – so you can earn without limits on every single spend!

Open a Mox Account with “EARNINMOX” and apply for a Mox Credit Card² – earn up to HKD1,000!
Open a Mox Account with “EARNINMOX” and apply for a Mox Credit Card² – earn up to HKD1,000!

Open a Mox Account with “EARNINMOX” and apply for a Mox Credit Card² – earn up to HKD1,000!

From now until 4 December 2025, open a Mox Account with the invitation code “EARNINMOX”. Complete the account opening process within 15 days³ of using the code and meet the requirements below to grab up to HKD1,000 in cash rewards. Opening an account takes just a few minutes – EARN IN MOX, it’s that simple:

  • Apply for a Mox Credit Card within 30 days of opening your account, and

  • Within 60 days of credit card approval, accumulate at least HKD2,000 in eligible spending⁴ on your Mox Credit Card to earn HKD300 cash reward

  • Spend an additional HKD2,000 or more on eligible transactions in the same 60 days period to receive an extra HKD700 cash reward.



💡Any e-payments and e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting of the spending requirements.
CashBack or Asia Miles – why not both?
CashBack or Asia Miles – why not both?

CashBack or Asia Miles – why not both?

Your Mox Card lets you earn CashBack or Asia Miles on every spend – unlimited, no caps, no category limits.

Even better: once your Mox Credit Card is approved, get 2% Unlimited CashBack or HKD4 = 1 mile⁵ for the first 60 days – no HKD250,000 deposit required⁶.

Spend, earn, repeat – anytime, anywhere! Plus, rewards go straight into your account every day – can your bank do this?

Open your account in just minutes⁷
Open your account in just minutes⁷

Open your account in just minutes⁷

  • Download the Mox app and apply for your Mox Credit Card anytime, anywhere.
  • All you need is your HKID, proof address and an email address. It’s that easy.
  • No annual fee or minimum spending required.
  • Once approved, add Mox Credit Card to your digital wallet and start spending right away -- the more you spend, the more you earn!
Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

To borrow or not to borrow? Borrow only if you can repay!

Quota is limited, first come, first served.

If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

¹EARNINMOX” Invitation Code Promotion Terms and Conditions apply.

²Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

³During the period beginning on and from the day you use the Invitation Code and the following 15 days, you need to complete the Mox Account opening process; during the period beginning on and from the day you use the Invitation Code and the following 30 days, you need to complete the Mox Credit application journey and receive a Mox Credit approval notification.

⁴Please refer to clause 2 of Rewards for Cards Schedule regarding Eligible Transactions for Mox Card Rewards.

⁵Spending Reward Switching Fee of HKD50 will be charged for each switch if your Eligible Balance falls below HKD250,000 at the time you change your Mox Credit Spending Reward Scheme in the Mox app.

⁶The Rewards for Cards Schedule applies. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile or unlimited CashBack 2% calculated on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 31 December 2025 (both dates inclusive), if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile or unlimited CashBack 1 % calculated on the amount of the eligible Mox Credit Card transaction. From 1 January 2026, if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile or unlimited CashBack 1 % calculated on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.

⁷In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.