Offer upgrade🌟 Spend HKD6,500 or more on any products at selected HKT merchants and enjoy up to 7% total cash rebate, plus 0% Merchant Split Purchase🖥️💰

A wide range of flagship tech essentials is now here. Thinking of upgrading your smartphone, tablet, home appliances, or even festive treats to welcome the new year? Mox is stepping up the rewards to keep the excitement going!

Mox is upgrading your rewards to keep the excitement going. No brand limits, no model restrictions –

From now until 31 December 2025, simply link your Mox Card to your The Club account² and pay with your Mox Credit Card¹ at The Club/csl/1O1O/HKT stores³˙⁴. Spend the required amount on any products and enjoy a series of exciting rewards – with no brand or model restrictions, so you can buy exactly what you want!

Spend on any products and enjoy cash rebate⁵ | Up to 5% cash rebate⁶ + up to 2% Unlimited CashBack⁷

Spend on any products and enjoy cash rebate⁵ | Up to 5% cash rebate⁶ + up to 2% Unlimited CashBack⁷

Buy what you want, the way you want. Use your Mox Credit Card to spend HKD6,500 or more in a single transaction at The Club/csl/1O1O/HKT stores and enjoy 5% extra cash rebate, capped at HKD500!

On top of that, when you spend with your Mox Credit Card, you can earn up to 2% Unlimited CashBack – stacking your savings even higher.

For example, a single spend of HKD10,000 can earn you up to HKD700 in total cash rebate!

📲Register the offer now!

Now, login to the Mox app and select ‘Mox Rewards’.

Then, under ‘Latest campaigns’, tap on ‘Mox x HKT Phone of the Year Promotion’ > Click ‘Join now’ to complete the registration.

🚨Please note: The offer quota is limited and is on a first-come, first-served basis! It is recommended that you confirm whether the offer quota is still available before making a transaction through the Mox App.

You can check by following these steps: Step 1: Log in to the Mox app;

Step 2: Click on "Mox Rewards"; and

Step 3: Click on "Phone of the Year Promotion" and enter the promotion page.

Step 4: If the quota is full, you will see a notification on this page.

🌟Up to 12-month 0% Interest Installment Plan

It’s not just about great prices – when you spend HKD6,500 or more in a single transaction with your Mox Credit Card at The Club/csl/1O1O/HKT stores on any product, you can split your payment in just a few taps in the Mox app and enjoy interest-free instalments for up to 12 months:

✅ Flexible repayment period from 3 to 12 months of 0% interest + 0 handling fee (Truly free!)

✅ Extendable to 60 months – with daily interest as low as HKD7^

Make the split in 3 easy steps!

Step 1: Open your Mox app > go to ‘More’

Step 2: Tap ‘Borrow’, then choose ‘Split Purchase’

Step 3: Follow the on-screen instructions to complete your application. That’s it!

🛡️The Club Platform Exclusive: Free Electronic Device Accident Protection⁸

🛡️The Club Platform Exclusive: Free Electronic Device Accident Protection⁸

When you link your Mox Card to your The Club account²˙⁴ and purchase the iPhone 17 Series, iPhone Air, iPad Pro, and MacBook Pro on The Club, you can also enjoy “Smart Protection” for electronic devices - an extra layer of security beyond the manufacturer’s warranty for greater peace of mind, for free!

🤖 Flash Bonus: Free Perplexity Pro Advanced AI Service for One Year (Worth HKD1,488)

Heard of Perplexity, the GenAI search startup that everyone's raving about? Now you can enjoy a year of Perplexity Pro advanced AI service, an advanced AI service that serves as your ultimate life companion!

✅ 300+ Pro Search Mode Daily: Get answers with sources for accuracy and comprehensiveness.

✅ Multiple Model Switching: Choose from DeepSeek R1 1776, GPT-4.1, Grok 4, Gemini, and more! The choice is yours!

✅ Unlimited File Analysis: Upload PDFs, PPTs, and let AI summarize the key points for you.

Link your card³ and grab your Privilege Pass! No spending, no promo codes, no fuss! (1)

With Mox Credit Card, upgrading your devices is simply better: great value, flexibility, and assurance!

Head to a store or visit The Club now to get the all-new iPhone.

Now link your Mox Card to your The Club account and register the promotion, unlocking rich rewards immediately!

If you don't have a The Club account, you can also create a new one and link it through the below steps.

Don’t wait! Link your Mox Card to The Club account today and start unlocking perks!

Don’t wait! Link your Mox Card to The Club account today and start unlocking perks!

Open the Mox app → Click ‘Mox Rewards’ → Click ‘Clubpoints’ → Click "Link now" → Follow the instructions to easily link your Mox Card to The Club membership, and you’re ready to enjoy your Privilege Pass.

To borrow or not to borrow? Borrow only if you can repay!

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²The Club Membership – Mox Card linkage terms and conditions apply.

³Mox recognises eligible transactions for rewards, with reference to the merchant IDs designated by MasterCard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank. Mox does not have any control over such designations and MasterCard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank may change such designations without notice. If you think a particular transaction has not been recognised properly, please contact Mox’s Customer Care Team for further assistance.

⁴Mox Disclaimer applies.

⁵“Best-in-town Phone of the Year Cash Rebate” is based on a comparison as of 9 September, 2025, of all extra cash rebate promotions related to credit card spending on “Phone of the Year” by Mox and other Hong Kong retail banks at local telecom providers and electronics online & physical merchants in HK, as published on these banks’ websites. On top of basic card rewards, Mox provides eligible customers the highest maximum amount of extra cash rebate in a single transaction, valued at HKD500.

⁶Mox x HKT 2025 Phone of the Year Promotion terms and conditions apply.

⁷Please refer to the Rewards for Cards Schedule for further details. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.

⁸Promotion Terms & Conditions apply.

General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) and the Split Purchase Key Facts Statement apply. You can view the terms in the “Legal documents” section of our website here.

The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statement and Schedule 3 to the General Terms and Conditions on our website for details.

^For a Split Purchase with a principal amount of HKD5,000 with a repayment period of 60 months, the Annualised Percentage Rate (APR) is as low as 7.61%. Total repayment amount is HKD11,980. The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.