DOUBLE the reward⚡️ Enjoy up to 2 months of premium rebate with Personal Accident Cushion!

New year, new adventure — now’s the perfect time to also safeguard yourself with Personal Accident Cushion. Apply now to receive limited offer of two-month premium rebate, DOUBLE from original.

Limited-time offer: DOUBLE Premium Cash Rebate
Limited-time offer: DOUBLE Premium Cash Rebate

Limited-time offer: DOUBLE Premium Cash Rebate

From 14 January until 28 February 2026, eligible policyholders(and a 1 for footnote)¹ of the Personal Accident Cushion can enjoy the existing rebate² PLUS an extra cash rebate³ if you meet the conditions. That means your total cash rebate will DOUBLE!


Plan First-time Rebate Extra Cash Rebate Total Rebate
Value HKD60 + HKD60 HKD120🎉
Max HKD100 + HKD100 HKD200🎉


¹ Offer is limited to customers who had not previously enjoyed rebate from Personal Accident Cushion.

² To be eligible, maintain an active plan for first 3 months and receive a first-time rebate (HKD 60 for the Value plan / HKD 100 for the Max plan).

³ To be eligible, maintain an active plan for first 6 months and receive an extra rebate (HKD 60 for the Value plan / HKD 100 for the Max plan).

For example, if you bought your an eligible Personal Accident Cushion policy on 27/2/2026 (during the Promotional Period) and your purchase is within the first 3,000 eligible purchases, then you are eligible for the extra cash rebate. But if you bought your Personal Accident Cushion on 1/3/2026 (after the Promotional Period), then you are not eligible for the extra cash rebate.

Personal Accident Cushion
Personal Accident Cushion

Personal Accident Cushion

Up to HKD2 million Personal Accident Coverage. Global peace of mind.

Life throws you curveballs – that’s why we’ve built you a cushion. Our Personal Accident Cushion plans safeguard you from blows to your savings due to personal accidents, whether you’re at home, on the way to work, or halfway across the world.

Learn more

Get 2-month free premium rebate in just 3 steps
Get 2-month free premium rebate in just 3 steps

Get 2-month free premium rebate in just 3 steps

  • Step 1: open the Mox app and tap ‘More’ > ‘Insurance’.
  • Step 2: choose ‘Personal Accident Cushion’ and select Value or Max plan.
  • Step 3: follow on-screen instructions and you’re done!
Apply now for Personal Accident Cushion

Mox Insure is an insurance distribution service offered by Mox. We are not the insurer.

*Double rebate of HKD120 or HKD200 for Personal Accident Cushion Value Plan or Max Plan respectively. This offer is limited to the first 3,000 eligible purchases only, on a first-come, first-served basis.

Promotion period from 14 January 2026 to 28 February 2026. Personal Accident Cushion policy (January 2026 – February 2026) promotion Terms and Conditions apply.

Disclaimer and important notes

This policy is underwritten by QBE Hongkong & Shanghai Insurance Limited ("QBE Hong Kong") which is a general insurer, authorised and regulated by the Insurance Authority of Hong Kong (License No. 11788). Mox Bank Limited (“Mox”) is an insurance agent appointed by QBE Hong Kong (Insurance Agency License No. GA1073). Mox and QBE Hong Kong have entered into an Exclusive Distribution Agreement under which Mox has been engaged to distribute QBE Hong Kong’s products.

This policy is only available to HKID holders with a regular place of residence in Hong Kong. 

Mox disclaims all information related to insurance on the Mox app and/or our website. Such information is intended as a general summary and is for reference only, should not be used as a basis for making decisions and are subject to terms and conditions which are not detailed in the Mox app and/or our website. If there is any discrepancy between the information contained in the Mox app and/or our website and the policy documents, the policy documents shall prevail. For the exact terms and conditions and details of the exclusions, please refer to the policy documents or contact QBE Hong Kong.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between you and Mox out of the selling process or processing of the related transaction, Mox will enter into a Financial Dispute Resolution Scheme process with you. However, any dispute over the contractual terms of the insurance product should be resolved directly between you and QBE Hong Kong.