✈️ Spend & save to earn up to 28,500 miles — your return trip to Asia awaits!

Taipei night markets or Hanoi old quarter? Mox gets you to both. From now until 30 June 2026, open a Mox Account and get a Mox Credit Card¹ with invitation code “MOXTRAVEL”², save and spend to earn up to 28,500 miles. That's enough for you to redeem two round-trips across Asia, explore Taipei, Kaohsiung, Hanoi and more³.

Welcome Reward 1: Enjoy HKD4 = 1 mile on all spending

Open a Mox Account with the invitation code “MOXTRAVEL” by 30 June 2026. Once your credit card is approved within the following 30 days and ‘Asia Miles’ spending reward is chosen, you can immediately enjoy a supercharged rate of HKD4 = 1 mile for 60 days! Miles are instantly credited to your Cathay Membership Account after each transaction settled. Earn faster and fly sooner!

 Welcome Reward 2: Earn up to an extra 15,000 miles by spending with your new card
 Welcome Reward 2: Earn up to an extra 15,000 miles by spending with your new card

Welcome Reward 2: Earn up to an extra 15,000 miles by spending with your new card

Once your credit card is approved and within 60 days, accumulate HKD10,000 in eligible spending⁴ with your Mox Credit Card to earn 15,000 miles, enough for you to redeem a round-trip to Taiwan!

Welcome Reward 3: Simply fund in and earn 11,000 miles straight away
Welcome Reward 3: Simply fund in and earn 11,000 miles straight away

Welcome Reward 3: Simply fund in and earn 11,000 miles straight away

Completes the account opening process within the following 15 days and deposit within the first 7 days of account opening and keep HKD100,000 or more in your HKD Savings Account for 60 days to earn 11,000 Asia Miles. Join us now!

(Any deposits held in your Time Deposit Account(s) will not count towards your HKD Savings Account Balance).

Enjoy 0% FX fees – that's just the basics⁵!
Enjoy 0% FX fees – that's just the basics⁵!

Enjoy 0% FX fees – that's just the basics⁵!

With Mox, you’ll not only speed up your miles-earning game – by selecting ‘Asia Miles’ as your Mox Credit Card Spending Reward, we'll also waive the 1.95% FX fees on overseas spending and online shopping. That means true 0 FX fees, so you can travel and spend like a local, with no surprises.

Open your account in just minutes⁶
Open your account in just minutes⁶

Open your account in just minutes⁶

  • Download the Mox app and apply for your Mox Credit Card anytime, anywhere.
  • All you need is your HKID, proof address and an email address. It’s that easy.
  • No annual fee or minimum spending required.
  • Once approved, add Mox Credit Card to your digital wallet and start spending right away -- the more you spend, the more you earn!

We’re Mox, a digital bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving and Smart Spending.

To borrow or not to borrow? Borrow only if you can repay!

Quota is limited, first come, first served.

If you have held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day, you are not eligible to be rewarded.

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²“MOXTRAVEL” Invitation Code Promotion Terms and Conditions apply. You need to complete the Mox Account opening process within the following 15 days of invitation code usage and get your credit card approved within the following 30 days of onboarding.

³Based on the Standard Flight Awards of Asia Miles as of 1 September 2025. Please refer to Cathay website for actual miles redemption requirements and relevant terms and conditions.

⁴Please refer to clause 2 of Rewards for Cards Schedule regarding Eligible Transactions for Mox Card Rewards.

0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on our website). FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee.

⁶In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.