Your Ultimate Deal for the New Flagship Camera Phone 📷📱: Up to 7% Total Cash Rewards at Xiaomi + 0% Instalments 💰 New Customers Get Up to HKD2,150 Cash Bonus 🫰️

Whether you're eyeing the latest flagship camera phone or upgrading to Xiaomi's stylish, high-value home appliances, shop at mi.com or any Xiaomi Store with your Mox Credit Card¹. Hit the required cumulative spend and unlock up to 5% extra cash rebate (capped at HKD450)²˙³ plus up to 12-month 0% interest instalments⁴. On top of that, you'll still earn our standard up to 2% Unlimited CashBack⁵˙⁶ — that adds up to a total of up to 7% cash rewards!

New to Mox? Sign up with invitation code XM1500MOX, complete the spending tasks, and get an exclusive welcome package worth up to HKD2,150 in cash rewards⁷. Start living the smart life — the smarter way.

Register Now: Extra 5% Cash Rebate + Up to 2% Unlimited CashBack with Mox Credit Card
Register Now: Extra 5% Cash Rebate + Up to 2% Unlimited CashBack with Mox Credit Card

Register Now: Extra 5% Cash Rebate + Up to 2% Unlimited CashBack with Mox Credit Card

From now until 31 May 2026, register for the offer in the Mox app, then shop at mi.com or any Xiaomi Store with your Mox Credit Card. Reach the designated cumulative spend and enjoy an extra cash rebate of up to 5%.

How to Register:

Step 1: Open Mox app > Go to 'Mox Rewards'

Step 2: Under 'Latest Campaigns', tap on 'Mox x Xiaomi Spending Promotion (Mar)' > Click 'Join Now' 👈 and you're done!

And don't forget our standard reward — earn up to 2% Unlimited CashBack on every transaction. Build your minimalist smart home effortlessly, and spend even smarter!

Mox Credit Card cumulative monthly spending at Xiaomi reaches Extra cash rebate Unlimited CashBack
HKD1,500 HKD30 Up to 2%
HKD3,000 HKD120 Up to 2%
HKD6,000 HKD300 Up to 2%
HKD9,000  HKD450 Up to 2%

Plus, enjoy a mystery gift at selected Xiaomi Stores while stocks last. Ask the staff for details!

  • Xiaomi Causeway Bay Store
  • Xiaomi YOHO MALL Store
  • Xiaomi Mong Kok Chong Hing Plaza Store

Limited quotas available on a first-come, first-served basis. Once quotas are full, we'll announce it on this page and/or other channels.

Up to 12-month 0% Interest Instalments + Extra HKD200 for First-time Users
Up to 12-month 0% Interest Instalments + Extra HKD200 for First-time Users

Up to 12-month 0% Interest Instalments + Extra HKD200 for First-time Users

Make a single transaction of HKD3,000 or more and enjoy up to 12-month 0% interest with Mox 'Split Purchase'. If it's your first time applying and your instalment amount reaches HKD5,000, you'll get an extra HKD200 cash reward. Truly 0 interest, 0 handling fees, with no limit on the number of instalments. Log in to the Mox app and register now!

Exclusive Welcome Rewards: Up to HKD2,150 in Total Cash Bonuses
Exclusive Welcome Rewards: Up to HKD2,150 in Total Cash Bonuses

Exclusive Welcome Rewards: Up to HKD2,150 in Total Cash Bonuses

From now until 31 May 2026, new customers who sign up with invitation code XM1500MOX, successfully apply for a Mox Credit Card, and complete the account opening process within 15 days of using the code can start earning big:

✅ Spend HKD5,000 with your Credit Card to earn HKD1,000

  • Successfully apply for a Mox Credit Card within 30 days of account opening. Reach HKD1,000 in accumulated eligible spending to earn your first HKD200 cash reward.

  • Spend an additional HKD4,000 (totalling HKD5,000) to earn another HKD800 cash reward.

  • Plus, enjoy our top-tier 2% Unlimited CashBack for the first 60 days after card approval — no minimum balance required. Earn more, right from the start!

✅ Deposit HKD50,000 to earn HKD500

Deposit HKD50,000 or more into a new HKD Current Account within 7 days of opening and maintain the balance for 30 days — you'll get an extra HKD500 cash reward.

🔝🎁 Example: Open an account with HKD50,000 savings deposit, then spend HKD9,000 at Xiaomi using Mox Credit Card + apply for 'Split Purchase' for the first time

That's HKD2,150 in total cash rewards + up to 12-month 0% interest instalments + 2% Unlimited CashBack!

Open an account in minutes. Earn rewards endlessly. What are you waiting for?

*💡 Please note that any e-payments or e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting the spending requirement. *

To borrow or not to borrow? Borrow only if you can repay!

¹Please refer to the Mox Credit Schedule (also referred to as ‘Schedule 3 to the General Terms and Conditions’) and the Mox Credit Key Facts Statements for further details.

²Mox x Xiaomi Spending Promotion terms and conditions apply.

³Mox Disclaimer applies.

⁴The 0% Split Purchase is available only at designated Xiaomi outlets. Please see the Split Purchase Terms and Conditions for details.

⁵Please refer to the Rewards for Cards Schedule for further details. From 1 December 2025, when you make an eligible Mox Credit Card transaction, if you have (a) an Eligible Balance for Card Rewards of HKD250,000 or more, or (b) completed an Eligible Payroll Transaction of HKD25,000 or more, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 or have not made an Eligible Payroll Transaction at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You will be eligible to receive 2% CashBack during the period beginning on and from the day you complete the Eligible Payroll Transaction and ending on the last day of the next calendar month.

“XM1500MOX” welcome offer promotion terms and conditions apply.